Author: Haotian Many people have seen the positive flywheel of $PING building Mintpad on top of MEME, but how should we draw the positive flywheel pie belonging to $PAYAI (@PayAINetwork)? One solution is: To put it bluntly, Facilitator's current predicament boils down to one thing: a lack of sustainable value capture. It's just doing the dirty work of paying gas and packaging transactions onto the blockchain, making it hard to see any greater potential. (Note: A facilitator is a coordinating role in a payment network that facilitates transactions.) But isn't this precisely Facilitator's opportunity to "expand"? In my opinion, Facilitator will evolve first as a sub-segment of x402. How to shed its pure "tool attributes" and become a "value routing node of the payment network" is a proposition worth exploring in the long term. Several possible future variants of Facilitator: 1) The Facilitator or routing layer doesn't necessarily need to be a self-developed Facilitator. Instead, it creates a Facilitator Marketplace, allowing third-party Facilitators to compete and establish unified SLA service standards and pricing mechanisms. It takes a cut of platform transactions, similar to the router channels in Dex, selecting the best based on preference. The goal is to become the Facilitator protocol layer of the x402 ecosystem. Currently, this seems to be the best embodiment of xEcho @agileadtodark's "Pay to X" empowerment logic. 2) Payment Data Trust Relay Layer: Once an Agent or individual has accumulated a large amount of transaction data, connecting to the ERC-8004 authentication layer naturally leads to Agent reputation scoring, abnormal transaction identification, merchant risk profiles, and other value enhancements in risk control. I know that service solutions such as @eigencloud AVS verification service and @ProjectZKM, which uses ZK as a general verification layer, are attempting to establish a trust relay layer for Facilitators. 3) Value-added service layers such as escrow, batch processing, and "mining" address transitional needs for high-frequency, low-value payment scenarios, or before the Agent's high-performance chain is fully operational. These include off-chain accounting and on-chain batch settlement to reduce gas consumption, provide delayed escrow transactions, and unavoidable compliance solutions, and even incentive activities designed to stimulate payment processing. Essentially, this pushes the Facilitator towards a "cross-chain bridge + payment gateway + incentive layer" model, placing it more within the value-added service relay layer. ...In fact, there are many more variations. To avoid being seen as wishful thinking or self-indulgence, a crucial premise must be established for all these ideas: a significant increase in payment requests, transaction volume, and the proliferation of Facilitators and application aggregators. At that point, these familiar "composable" vehicles from the DeFi space will all be reassembled and stacked again in the x402 space!Author: Haotian Many people have seen the positive flywheel of $PING building Mintpad on top of MEME, but how should we draw the positive flywheel pie belonging to $PAYAI (@PayAINetwork)? One solution is: To put it bluntly, Facilitator's current predicament boils down to one thing: a lack of sustainable value capture. It's just doing the dirty work of paying gas and packaging transactions onto the blockchain, making it hard to see any greater potential. (Note: A facilitator is a coordinating role in a payment network that facilitates transactions.) But isn't this precisely Facilitator's opportunity to "expand"? In my opinion, Facilitator will evolve first as a sub-segment of x402. How to shed its pure "tool attributes" and become a "value routing node of the payment network" is a proposition worth exploring in the long term. Several possible future variants of Facilitator: 1) The Facilitator or routing layer doesn't necessarily need to be a self-developed Facilitator. Instead, it creates a Facilitator Marketplace, allowing third-party Facilitators to compete and establish unified SLA service standards and pricing mechanisms. It takes a cut of platform transactions, similar to the router channels in Dex, selecting the best based on preference. The goal is to become the Facilitator protocol layer of the x402 ecosystem. Currently, this seems to be the best embodiment of xEcho @agileadtodark's "Pay to X" empowerment logic. 2) Payment Data Trust Relay Layer: Once an Agent or individual has accumulated a large amount of transaction data, connecting to the ERC-8004 authentication layer naturally leads to Agent reputation scoring, abnormal transaction identification, merchant risk profiles, and other value enhancements in risk control. I know that service solutions such as @eigencloud AVS verification service and @ProjectZKM, which uses ZK as a general verification layer, are attempting to establish a trust relay layer for Facilitators. 3) Value-added service layers such as escrow, batch processing, and "mining" address transitional needs for high-frequency, low-value payment scenarios, or before the Agent's high-performance chain is fully operational. These include off-chain accounting and on-chain batch settlement to reduce gas consumption, provide delayed escrow transactions, and unavoidable compliance solutions, and even incentive activities designed to stimulate payment processing. Essentially, this pushes the Facilitator towards a "cross-chain bridge + payment gateway + incentive layer" model, placing it more within the value-added service relay layer. ...In fact, there are many more variations. To avoid being seen as wishful thinking or self-indulgence, a crucial premise must be established for all these ideas: a significant increase in payment requests, transaction volume, and the proliferation of Facilitators and application aggregators. At that point, these familiar "composable" vehicles from the DeFi space will all be reassembled and stacked again in the x402 space!

As a facilitator, how should PAYAI build a positive flywheel?

2025/11/12 20:00

Author: Haotian

Many people have seen the positive flywheel of $PING building Mintpad on top of MEME, but how should we draw the positive flywheel pie belonging to $PAYAI (@PayAINetwork)? One solution is:

To put it bluntly, Facilitator's current predicament boils down to one thing: a lack of sustainable value capture. It's just doing the dirty work of paying gas and packaging transactions onto the blockchain, making it hard to see any greater potential.

(Note: A facilitator is a coordinating role in a payment network that facilitates transactions.)

But isn't this precisely Facilitator's opportunity to "expand"?

In my opinion, Facilitator will evolve first as a sub-segment of x402. How to shed its pure "tool attributes" and become a "value routing node of the payment network" is a proposition worth exploring in the long term.

Several possible future variants of Facilitator:

1) The Facilitator or routing layer doesn't necessarily need to be a self-developed Facilitator. Instead, it creates a Facilitator Marketplace, allowing third-party Facilitators to compete and establish unified SLA service standards and pricing mechanisms. It takes a cut of platform transactions, similar to the router channels in Dex, selecting the best based on preference. The goal is to become the Facilitator protocol layer of the x402 ecosystem. Currently, this seems to be the best embodiment of xEcho @agileadtodark's "Pay to X" empowerment logic.

2) Payment Data Trust Relay Layer: Once an Agent or individual has accumulated a large amount of transaction data, connecting to the ERC-8004 authentication layer naturally leads to Agent reputation scoring, abnormal transaction identification, merchant risk profiles, and other value enhancements in risk control. I know that service solutions such as @eigencloud AVS verification service and @ProjectZKM, which uses ZK as a general verification layer, are attempting to establish a trust relay layer for Facilitators.

3) Value-added service layers such as escrow, batch processing, and "mining" address transitional needs for high-frequency, low-value payment scenarios, or before the Agent's high-performance chain is fully operational. These include off-chain accounting and on-chain batch settlement to reduce gas consumption, provide delayed escrow transactions, and unavoidable compliance solutions, and even incentive activities designed to stimulate payment processing. Essentially, this pushes the Facilitator towards a "cross-chain bridge + payment gateway + incentive layer" model, placing it more within the value-added service relay layer.

...In fact, there are many more variations.

To avoid being seen as wishful thinking or self-indulgence, a crucial premise must be established for all these ideas: a significant increase in payment requests, transaction volume, and the proliferation of Facilitators and application aggregators. At that point, these familiar "composable" vehicles from the DeFi space will all be reassembled and stacked again in the x402 space!

Market Opportunity
PayAI Network Logo
PayAI Network Price(PAYAI)
$0.01473
$0.01473$0.01473
+30.63%
USD
PayAI Network (PAYAI) Live Price Chart
Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact [email protected] for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.

You May Also Like

Thyroid Eye Disease (TED) Treatments Market Nears $4.3 Billion by 2032: Emerging Small Molecule Therapies Targeting Orbital Fibroblasts Drive Revenue Growth – ResearchAndMarkets.com

Thyroid Eye Disease (TED) Treatments Market Nears $4.3 Billion by 2032: Emerging Small Molecule Therapies Targeting Orbital Fibroblasts Drive Revenue Growth – ResearchAndMarkets.com

DUBLIN–(BUSINESS WIRE)–The “Thyroid Eye Disease Treatments Market – Global Forecast 2025-2032” report has been added to ResearchAndMarkets.com’s offering. The thyroid
Share
AI Journal2025/12/20 04:48
Virtus Equity & Convertible Income Fund Announces Special Year-End Distribution and Discloses Sources of Distribution – Section 19(a) Notice

Virtus Equity & Convertible Income Fund Announces Special Year-End Distribution and Discloses Sources of Distribution – Section 19(a) Notice

HARTFORD, Conn.–(BUSINESS WIRE)–Virtus Equity & Convertible Income Fund (NYSE: NIE) today announced the following special year-end distribution to holders of its
Share
AI Journal2025/12/20 05:30
Fed rate decision September 2025

Fed rate decision September 2025

The post Fed rate decision September 2025 appeared on BitcoinEthereumNews.com. WASHINGTON – The Federal Reserve on Wednesday approved a widely anticipated rate cut and signaled that two more are on the way before the end of the year as concerns intensified over the U.S. labor market. In an 11-to-1 vote signaling less dissent than Wall Street had anticipated, the Federal Open Market Committee lowered its benchmark overnight lending rate by a quarter percentage point. The decision puts the overnight funds rate in a range between 4.00%-4.25%. Newly-installed Governor Stephen Miran was the only policymaker voting against the quarter-point move, instead advocating for a half-point cut. Governors Michelle Bowman and Christopher Waller, looked at for possible additional dissents, both voted for the 25-basis point reduction. All were appointed by President Donald Trump, who has badgered the Fed all summer to cut not merely in its traditional quarter-point moves but to lower the fed funds rate quickly and aggressively. In the post-meeting statement, the committee again characterized economic activity as having “moderated” but added language saying that “job gains have slowed” and noted that inflation “has moved up and remains somewhat elevated.” Lower job growth and higher inflation are in conflict with the Fed’s twin goals of stable prices and full employment.  “Uncertainty about the economic outlook remains elevated” the Fed statement said. “The Committee is attentive to the risks to both sides of its dual mandate and judges that downside risks to employment have risen.” Markets showed mixed reaction to the developments, with the Dow Jones Industrial Average up more than 300 points but the S&P 500 and Nasdaq Composite posting losses. Treasury yields were modestly lower. At his post-meeting news conference, Fed Chair Jerome Powell echoed the concerns about the labor market. “The marked slowing in both the supply of and demand for workers is unusual in this less dynamic…
Share
BitcoinEthereumNews2025/09/18 02:44