XRP Overtakes BNB to Become 4th-Largest Cryptocurrency in 2026

XRP Flips BNB to Become the World’s 4th Largest Cryptocurrency

XRP has started 2026 with a major milestone, overtaking BNB to become the world’s fourth-largest cryptocurrency by market capitalization. 

CoinCodex data shows XRP’s market cap surging to $121.72 billion, edging past BNB’s $120.40 billion and marking a notable reshuffle at the top of the crypto rankings.

XRP is trading at $2.01, signaling not just a short-term rally but a broader resurgence in market confidence. 

Its leap past BNB underscores a major shake-up in the top-tier crypto landscape, challenging the dominance of Binance’s exchange-backed ecosystem.

Therefore, XRP kicks off 2026 with momentum, driven by rising market confidence, steady accumulation, and growing interest from both institutions and long-term investors. Once polarizing, XRP is now being valued more for its utility and liquidity than short-term speculation.

Well, XRP’s surge is being fueled by its deep liquidity and renewed relevance in cross-border payments, where speed and cost efficiency are paramount. As blockchain settlement solutions gain traction globally, XRP’s role as a bridge asset has regained strategic importance, now reflected in its market capitalization.

The recent flip over BNB underscores a broader market rotation, with capital favoring assets that combine established networks, high liquidity, and long-term utility over purely exchange-linked or hype-driven tokens. XRP reclaiming the fourth spot signals that investors are prioritizing resilience and scalability as 2026 begins.

XRP’s rise has been remarkably steady, trading just above $2 without extreme volatility, signaling measured accumulation over speculative hype. Flipping BNB isn’t just a ranking shift; it underscores growing market confidence in XRP’s utility and a renewed role in the crypto ecosystem. With momentum this strong, XRP’s return to the top tier could mark the start of an even bigger story in 2026.

Conclusion

XRP’s leap past BNB to become the fourth-largest cryptocurrency signals a shift in market dynamics and growing confidence in its long-term potential. 

The milestone underscores XRP’s resilience, strategic role in global payments, and appeal to investors seeking assets with strong utility, liquidity, and sustainable growth. As 2026 unfolds, XRP’s steady ascent positions it as a key contender shaping the future of the crypto market.