As the market prepares for a bull run in 2026, investors seeking the best crypto to invest in are facing a reality that pits the traditional layer-1 leader, CardanoAs the market prepares for a bull run in 2026, investors seeking the best crypto to invest in are facing a reality that pits the traditional layer-1 leader, Cardano

Best Crypto to Invest in: Why Mutuum Finance (MUTM) Beats Cardano (ADA) Momentum in 2026

4 min read

As the market prepares for a bull run in 2026, investors seeking the best crypto to invest in are facing a reality that pits the traditional layer-1 leader, Cardano (ADA), against the emerging DeFi leader, Mutuum Finance (MUTM). While the former has been known to provide a sense of security, MUTM has grabbed huge market share with more than $20.25 million raised in its ongoing presale. This has led many to believe that Mutuum Finance has the potential to be the next crypto to explode and outshine Cardano. 

Cardano (ADA) Holds Within Long-Term Accumulation Zone

Cardano (ADA) is currently trading at a price of $0.438. This has been a relatively steady performance within a well-defined accumulation range. The technical structure of the broader market has been characterized by a period of consolidation. This has been a key reason why many are choosing to hold back on ADA while turning attention toward Mutuum Finance (MUTM).

MUTM Presale Growth

The presale of Mutuum Finance has witnessed remarkable growth since its inception in early 2025. The token, MUTM, has recorded an impressive rise from its initial value of $0.01 to its current value of $0.04 in Phase 7. This means that investors who took part in the project’s initial stage have benefited significantly with a 300% return. The presale has raised $20.25 million, with more than 18,910 investors taking part.

Investors who have invested in MUTM at its current value of $0.04 can benefit significantly in the future. For example, an investment of $800 in MUTM will rise to $1,200 when the project is launched, giving investors an instant profit of $400. When MUTM reaches its target value of $1, pushed by growing adoption and its lending ecosystem, an investment of $800 can rise to $20,000, giving phase investors a 2,400% return. This makes MUTM an attractive option for the best crypto to invest in.

Maximizing Yield and Security in DeFi Lending

Mutuum Finance allows users to earn yields and access liquidity at the same time. For example, if an investor deposits 5 ETH when the value of ETH is $3,000, they can start earning a supply APY of 7-10%. In addition, they can use the ETH as collateral to borrow MUTM’s native stablecoin. 

The protocol supports peer-to-contract (P2C) and peer-to-peer (P2P) models. In the case of P2C, a lender contributes assets to a liquidity pool and earns yields based on the pool’s utilization. P2P on the other hand, allows the lender and borrower to negotiate loan terms, including the interest rate. They could for instance, agree on a $5000 USDT loan overcollateralized by $7,500 SHIB (150%) and a 15% APY.

Risk Management

The risk management of the Mutuum platform also adds to the confidence of the investors. This is because all the loans on the platform are overcollateralized. Moreover, there is a loan-to-value ratio, e.g., 80% for ETH. Additionally, the Chainlink oracle ensures that valuations on the platform remain accurate in real-time. This also helps in the case of volatility in the market by ensuring the right prices at all times. By leveraging capital efficiency, flexible lending options, and security, the platform enables users to make their assets work harder, providing a better value proposition than Cardano.

In selecting the best crypto to invest in for 2026, the momentum of the cryptocurrency may be more important than its level of maturity. While Cardano may be a legacy token, Mutuum Finance (MUTM) is benefiting from growth potential as the next crypto to explode. With the token currently at $0.04 in presale and $20.25 million raised, MUTM is providing real-world DeFi use cases and yield opportunities. For the investor looking to maximize their returns, MUTM could be the next crypto to explode.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/ 

Linktree: https://linktr.ee/mutuumfinance 

Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact [email protected] for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.

You May Also Like

Egrag Crypto: XRP Could be Around $6 or $7 by Mid-November Based on this Analysis

Egrag Crypto: XRP Could be Around $6 or $7 by Mid-November Based on this Analysis

Egrag Crypto forecasts XRP reaching $6 to $7 by November. Fractal pattern analysis suggests a significant XRP price surge soon. XRP poised for potential growth based on historical price patterns. The cryptocurrency community is abuzz after renowned analyst Egrag Crypto shared an analysis suggesting that XRP could reach $6 to $7 by mid-November. This prediction is based on the study of a fractal pattern observed in XRP’s past price movements, which the analyst believes is likely to repeat itself in the coming months. According to Egrag Crypto, the analysis hinges on fractal patterns, which are used in technical analysis to identify recurring market behavior. Using the past price charts of XRP, the expert has found a certain fractal that looks similar to the existing market structure. The trend indicates that XRP will soon experience a great increase in price, and the asset will probably reach the $6 or $7 range in mid-November. The chart shared by Egrag Crypto points to a rising trend line with several Fibonacci levels pointing to key support and resistance zones. This technical structure, along with the fractal pattern, is the foundation of the price forecast. As XRP continues to follow the predicted trajectory, the analyst sees a strong possibility of it reaching new highs, especially if the fractal behaves as expected. Also Read: Why XRP Price Remains Stagnant Despite Fed Rate Cut #XRP – A Potential Similar Set-Up! I've been analyzing the yellow fractal from a previous setup and trying to fit it into various formations. Based on the fractal formation analysis, it suggests that by mid-November, #XRP could be around $6 to $7! Fractals can indeed be… pic.twitter.com/HmIlK77Lrr — EGRAG CRYPTO (@egragcrypto) September 18, 2025 Fractal Analysis: The Key to XRP’s Potential Surge Fractals are a popular tool for market analysis, as they can reveal trends and potential price movements by identifying patterns in historical data. Egrag Crypto’s focus on a yellow fractal pattern in XRP’s price charts is central to the current forecast. Having contrasted the market scenario at the current period and how it was at an earlier time, the analyst has indicated that XRP might revert to the same price scenario that occurred at a later cycle in the past. Egrag Crypto’s forecast of $6 to $7 is based not just on the fractal pattern but also on broader market trends and technical indicators. The Fibonacci retracements and extensions will also give more insight into the price levels that are likely to be experienced in the coming few weeks. With mid-November in sight, XRP investors and traders will be keeping a close eye on the market to see if Egrag Crypto’s analysis is true. If the price targets are reached, XRP could experience one of its most significant rallies in recent history. Also Read: Top Investor Issues Advance Warning to XRP Holders – Beware of this Risk The post Egrag Crypto: XRP Could be Around $6 or $7 by Mid-November Based on this Analysis appeared first on 36Crypto.
Share
Coinstats2025/09/18 18:36
‘High Risk’ Projects Dominate Crypto Press Releases, Report Finds

‘High Risk’ Projects Dominate Crypto Press Releases, Report Finds

The post ‘High Risk’ Projects Dominate Crypto Press Releases, Report Finds appeared on BitcoinEthereumNews.com. More than six in 10 crypto press releases published
Share
BitcoinEthereumNews2026/02/04 13:09
Why Vitalik Says L2s Aren’t Ethereum Shards Now?

Why Vitalik Says L2s Aren’t Ethereum Shards Now?

The post Why Vitalik Says L2s Aren’t Ethereum Shards Now? appeared on BitcoinEthereumNews.com. Vitalik says Ethereum’s scaling and higher gas limits mean L2s no
Share
BitcoinEthereumNews2026/02/04 13:18