Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14755 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Hypervault Drains $3.6M, 752 ETH Hits Tornado Cash

Hypervault Drains $3.6M, 752 ETH Hits Tornado Cash

The post Hypervault Drains $3.6M, 752 ETH Hits Tornado Cash appeared on BitcoinEthereumNews.com. The funds were moved from Hyperliquid to the Ethereum network via a bridge, swapped into ETH, and 752 ETH (worth nearly $3 million) was deposited into Tornado Cash Shortly after the withdrawals, the official social accounts of Hypervault disappeared or were deactivated In 2024, rug pulls accounted for 65% of all DeFi scams PeckShield flagged a $3.6 million abnormal withdrawal from Hypervault, a DeFi vault project tied to Hyperliquid. The funds were moved from Hyperliquid to the Ethereum network via a bridge, swapped into ETH, and 752 ETH (worth nearly $3 million) was deposited into Tornado Cash, which is a mixing service commonly used to hide transaction trails. Shortly after the withdrawals, the official social accounts of Hypervault disappeared or were deactivated, including X, Discord, and the official website. Related: Arthur Hayes Exits HYPE Position Weeks After Predicting 126x Surge The project was advertised as a vault that would automatically grow users’ deposits by earning yield from lending and trading fees. Some people in the crypto community had already issued warning signs about the project’s audits and whether it was trustworthy. For users in the Hyperliquid ecosystem, this scam will likely make people much more suspicious of yield-generating vaults, especially those that haven’t been properly audited or don’t have clear rules.  The event also puts pressure on the Hyperliquid team itself to improve how it checks and monitors the projects built on its network. DeFi hacks and scams  Hypervault isn’t an isolated case, as there seems to be a rising trend of DeFi rug pull exploits. According to CoinLaw, in 2024, rug pulls accounted for 65% of all DeFi scams. In general, cryptocurrency rug pulls and Ponzi schemes resulted in losses totaling an astonishing $4.6 billion. Also, the average amount stolen in each rug pull went up, from $410,000 in…

Author: BitcoinEthereumNews
Zeus Network Launches BitcoinKit for Bitcoin-Solana DeFi Integration

Zeus Network Launches BitcoinKit for Bitcoin-Solana DeFi Integration

The post Zeus Network Launches BitcoinKit for Bitcoin-Solana DeFi Integration appeared on BitcoinEthereumNews.com. Key Notes BitcoinKit provides comprehensive solutions for Bitcoin’s DeFi integration challenges including UTXO management and scaling issues. The modular architecture enables developers to build BTC-native protocols with tokenized assets like zBTC for lending and trading. Bitcoin DeFi demand surged 2,000% in 2024 while ZEUS token dropped 10.14% despite the product launch announcement. Zeus Network has launched BitcoinKit, a developer kit designed to connect Bitcoin with the Solana ecosystem, addressing several persistent barriers to Bitcoin’s use in decentralized finance (DeFi). The initiative introduces modular tools that enable projects to unlock programmable Bitcoin features on Solana, aiming to boost accessibility and utility for DeFi platforms. Developer Kit Solves Bitcoin DeFi’s Biggest Roadblocks BitcoinKit’s release comes at a time when Bitcoin infrastructure is fragmented, and available tooling is outdated. Also, the demand for Bitcoin DeFi is increasing in tandem with its price, and it is well known that developing within the Bitcoin network is challenging. Developers face significant limitations, including complex UTXO management, scaling bottlenecks, and a lack of practical DeFi products. According to the team at Zeus Network, the solution provides routes for integrating BTC trading pairs through tokenized assets, such as zBTC, allowing users to participate in borrowing, lending, and yield strategies via familiar Solana interfaces. Introducing BitcoinKit – Powered by @ZeusNetworkHQ Turn Bitcoin into programmable money and tap directly into $2T of BTC liquidity, no corporate gatekeepers required. Learn more ↓ pic.twitter.com/ZdRKSIi52G — BitcoinKit – Powered by Zeus (@BitcoinKitDev) September 26, 2025 The kit addresses specific issues cited by developers: missing users, infrastructure gaps, and liquidity constraints. BitcoinKit interfaces range from single-line widgets for instant wallet support to comprehensive SDKs for enterprise adoption, removing technical hurdles for projects seeking to bridge Bitcoin and Solana environments. Modular Architecture Expands Developer Options With BitcoinKit, decentralized exchanges, wallets, and BTC-native experiences can gain…

Author: BitcoinEthereumNews
Coinbase CLO Says Base Is “Not an Exchange” Amid SEC Scrutiny

Coinbase CLO Says Base Is “Not an Exchange” Amid SEC Scrutiny

Coinbase’s chief legal officer, Paul Grewal, has defended the company’s Ethereum Layer-2 network, Base, against suggestions that it should be regulated as a securities exchange. Speaking in an interview with Bankless, Grewal argued that Base functions as blockchain infrastructure rather than a platform for matching securities trades. “Base is just a normal blockchain,” Grewal said. “Yes, it’s a Layer-2. But that doesn’t change its relationship to securities laws. We are not matching buyers and sellers of securities. We are just a blockchain layer.” He stressed that transaction matching occurs within applications built on top of Base, such as automated market makers or centralized limit order book protocols, not at the Layer-2 level itself. Coinbase’s Base Balances SEC Scrutiny With Decentralization Push His comments come amid growing debate over the role of Layer-2 sequencers. The U.S. Securities and Exchange Commission defines an exchange as a marketplace that matches buyers and sellers of securities. Commissioner Hester Peirce has previously warned that centralized sequencers could resemble exchange matching engines and therefore fall within the SEC’s jurisdiction. Ripple CTO David Schwartz has backed Grewal’s position, likening Layer-2 networks to cloud providers such as Amazon Web Services, which host exchange code but are not classified as exchanges themselves. Ethereum co-founder Vitalik Buterin has also praised Base for combining centralized sequencing with Ethereum’s decentralized security model, describing the approach as key to improving user experience. Base was launched in 2023 as a low-cost, developer-focused chain built on Ethereum. It has since become a popular scaling solution for decentralized finance applications. Grewal warned that treating Layer-2 infrastructure as an exchange would impose heavy compliance burdens that could hinder innovation and slow the growth of the broader ecosystem. The regulatory debate coincides with a shift in Coinbase’s approach to Base’s long-term roadmap. At the BaseCamp 2025 event in Vermont, Jesse Pollak, who leads the Base project, revealed that the team is “beginning to explore” launching a native network token. The remarks marked a departure from Coinbase’s previous position that Base would not issue a token. Pollak emphasized that no decision has been made on the design, governance, or timeline for a token launch but described the exploration as part of efforts to accelerate decentralization and expand opportunities for developers and creators. The comments came a few weeks after the token distribution by Consensys’ Linea network, which released more than 9.3 billion LINEA tokens to eligible users. Alongside token discussions, Base also announced an open-source bridge with Solana at BaseCamp, allowing interoperability between ERC-20 and SPL tokens. The developments show both the rapid growth of the Layer-2 ecosystem and the unresolved regulatory questions facing infrastructure providers. Base Emerges as a Growing DeFi Powerhouse Amid Shifts in TVL Rankings Ethereum continues to dominate decentralized finance with $86.3 billion in total value locked (TVL), but Coinbase’s Base network is quickly establishing itself as one of the most active ecosystems in the market. Base currently holds $4.83 billion in TVL across more than 700 protocols, showing steady monthly growth despite short-term fluctuations. Liquidity is largely stablecoin-driven, with $4.4 billion in circulating supply on the network, underpinning lending and trading activity.Source: DeFiLlama Daily decentralized exchange (DEX) volumes approach $2 billion, while perpetuals trading adds another $1.1 billion—placing Base among the most liquid Layer-2s. Chain-level efficiency also stands out. In the past 24 hours, Base captured $237,000 in fees, nearly all of which were converted to revenue. The network processed activity from nearly 740,000 addresses in a single day, showing its broad retail and institutional adoption.Source: DeFiLlama Bridged liquidity stands far higher at nearly $20 billion, indicating large capital inflows that are not yet fully deployed in DeFi protocols. Protocols fueling the ecosystem include Aerodrome, Uniswap, Aave, and Spark. Aerodrome remains a major liquidity hub, though it leans heavily on incentives, resulting in negative net earnings. By contrast, Spark has emerged as one of the fastest-growing lending platforms, posting a 41% TVL increase over the past month. Risk management services such as Gauntlet and Block Analitica also highlight the maturing role of analytics in DeFi. While Ethereum and Solana still command larger ecosystems, Base’s rapid rise, backed by Coinbase’s infrastructure and user base, is positioning it as a contender in the next wave of DeFi expansion. Sustaining growth, however, may depend on whether protocols can reduce reliance on subsidies and maintain long-term liquidity

Author: CryptoNews
Billions Of XRP Set To Be Taken Out Of Circulation – Here’s How

Billions Of XRP Set To Be Taken Out Of Circulation – Here’s How

A quiet yet powerful shift could be underway within the XRP ecosystem as billions of tokens are steadily moving away from open trading and into systems that keep them locked for longer stretches of time. According to crypto pundit Zach Rector, network upgrades and DeFi opportunities could encourage holders to commit their XRP for the […]

Author: Bitcoinist
Mutuum Finance (MUTM) To Reach From $0.035 To $2 Within Record Time As Cardano Price Taps $1.20

Mutuum Finance (MUTM) To Reach From $0.035 To $2 Within Record Time As Cardano Price Taps $1.20

Cardano (ADA) is finding it hard to break the selling pressure and advance toward the $1.20 mark, as investor attention is slowly shifting towards Mutuum Finance (MUTM), a fast-rising DeFi project available at a price of only $0.035 that is projected by experts to hit $2 within record time.  Compared to ADA’s gradual rise, MUTM’s […]

Author: Cryptopolitan
XRP Liquid Staking Gains Traction Despite Risk Warnings

XRP Liquid Staking Gains Traction Despite Risk Warnings

The post XRP Liquid Staking Gains Traction Despite Risk Warnings appeared on BitcoinEthereumNews.com. DAI warns XRP investors that 8–10% yield offers pose risks without insurance safeguards. Historical collapses from Madoff to Celsius show dangers of unsustainable high-yield promises. XRP DeFi expands with Flare, Uphold, and Axelar introducing products offering up to 10% returns. Digital Asset Investor, a well-known XRP commentator, has expressed caution over yield in response to recent sales promising between 8% and 10% annual returns on XRP holdings.  In a public statement, he said he would rather give up part of the possible yield in exchange for an insurance policy from an established company that guarantees asset safety. Until such safeguards are available, he confirmed he would keep his XRP secure instead of participating in yield programs. XRP YieldIn some of the current offerings we’ve seen 8-10% yields on XRP. I’ll trade 3-5% of that yield for an insurance policy insuring my XRP against loss with a major insurance company like @LloydsofLondon I’m sitting on the sidelines keeping my XRP safe for now.Chat GPT… pic.twitter.com/kMRmqhDASm — Digital Asset Investor (@digitalassetbuy) September 25, 2025 DAI’s comments come against a backdrop of financial history filled with high-return promises that ended in collapse. Bernie Madoff offered investors 10% to 12% annual returns for decades before his $65 billion fraud was exposed. Similar risks surfaced during the late 1990s dot-com bubble, where expectations of over 20% disappeared with the market crash. In 2006, subprime mortgage products rated as safe produced yields up to 15% but became central to the 2008 financial crisis. More recently, crypto lenders such as Celsius and Anchor lured investors with 12% to 20% returns before collapsing and wiping out billions. Related: ​​What’s Next for XRP: Will It Pump Up to $3.20 or Crash to $2.20? XRP DeFi Ecosystem Gains Momentum While caution is being urged, XRP yield options are expanding. Uphold…

Author: BitcoinEthereumNews
Strobe Finance’s mXRP Spurs XRP Market Excitement

Strobe Finance’s mXRP Spurs XRP Market Excitement

The post Strobe Finance’s mXRP Spurs XRP Market Excitement appeared on BitcoinEthereumNews.com. mXRP sold out in one hour, cap raised immediately by Strobe Finance. mXRP offers 6–8% XRP yields plus DeFi deployment options. Analysts see mXRP as a “perpetual buyer” for XRP demand. The launch of mXRP, a yield-bearing version of XRP, triggered intense demand on its first day. Strobe Finance, the XRPL-native DeFi platform behind the rollout, confirmed that the initial cap sold out in less than one hour, forcing the team to increase the supply cap to 882,000 mXRP. $mXRP Cap Increased! The last cap was maxed out within an hour We’ve confirmed everything is running smoothly, so we’re raising the cap in line with the current $XRP cap. New Cap: 882,000 mXRP Don’t blink or you might miss it 👀 pic.twitter.com/bRSLP9CLvp — Strobe Finance (@StrobeFinance) September 26, 2025 Yield-Bearing XRP (mXRP) Gains Instant Traction mXRP, developed by Midas and Interop Labs (creators of the Axelar interoperability protocol), is designed to pull dormant XRP supply into decentralized finance. It is a transferable ERC-20 token issued on the XRP Ledger’s EVM sidechain that is composable across DeFi platforms.  Related: Axelar-Ripple Partnership Enhances XRP Ledger, Fuels Axelar ETF Application, XRP Price Watch Holders earn a base yield of 6–8% paid directly in XRP, with added options to deploy the token in lending pools, liquidity venues, and other Axelar-linked yield strategies. The rapid sellout shows the growing appetite for yield-based XRP products, particularly ones that integrate with cross-chain DeFi infrastructure. Why Timing Drove Demand Most crypto analysts are not surprised by mXRP’s massive demand, considering the timing of its launch. It is crucial to note the growing conversation about XRP’s potential surge in demand, alongside increasing awareness about stable yield in crypto. These, amid other fundamental factors, contribute to the significant influx of users towards mXRP. In the meantime, XRP has experienced significant…

Author: BitcoinEthereumNews
Dutch Bitcoin Reserve Debunked, SEC Tightens Grip, and Bitcoin Carbon Credit ETF Launches

Dutch Bitcoin Reserve Debunked, SEC Tightens Grip, and Bitcoin Carbon Credit ETF Launches

Crypto news today: Netherlands Bitcoin reserve rumor proven false, SEC probes 200+ firms on crypto-treasuries, and 7RCC launches Bitcoin Carbon Credit ETF. BullZilla presale continues to surge.

Author: Blockchainreporter
mXRP Token Explained: How to Earn up to 8% Yield on XRP Ledger

mXRP Token Explained: How to Earn up to 8% Yield on XRP Ledger

The post mXRP Token Explained: How to Earn up to 8% Yield on XRP Ledger appeared on BitcoinEthereumNews.com. XRP has always been one of the most widely held cryptocurrencies, but there’s been one frustrating problem for long-term holders: your XRP just sits there. The XRP Ledger doesn’t natively offer staking rewards.  That’s now starting to change. With the launch of the mXRP token from Midas Crypto, XRP holders can finally put their coins to work through XRP liquid staking. By minting mXRP, you get a token that mirrors your XRP 1:1 while unlocking yield strategies in the background. This means you can potentially earn yield with XRP while still keeping your tokens liquid In this guide, I’ll break down how mXPR works, why XRP needed this solution in the first place, and provide a step-by-step walkthrough of how to start earning. I’ll also cover the potential rewards, risks, and what role Midas Crypto plays in making it happen. Key highlights: mXRP token explained: A 1:1 liquid staking token for XRP, issued on the XRPL EVM by Midas Crypto. Earn yield with XRP: Target returns of 6–8% APY, with liquidity preserved for trading or DeFi. How does mXRP token work?: Deposit XRP via Axelar, mint mXRP, and hold or use it to generate yield. Risks to consider: Bridge reliance, smart contract vulnerabilities, custodial trust, and yield variability. Midas Crypto’s role: Provides regulatory compliance, risk management, and yield strategy curation for the mXRP ecosystem. Why XRP needs liquid staking For years, XRP staking was not a reality, and this is why: Consensus vs Proof-of-Stake: The XRP Ledger relies on a unique consensus mechanism, not Proof-of-Stake. That means there’s no built-in system of validator rewards that could be passed back to token holders. Idle capital problem: If you were holding XRP in your wallet, it wasn’t working for you. No compounding rewards, no passive income, just price exposure. Missed opportunity: Meanwhile,…

Author: BitcoinEthereumNews
$210 in view for Solana (SOL) as whales move $836M to exchanges; Is Mutuum Finance The Crypto Saving Portfolios?

$210 in view for Solana (SOL) as whales move $836M to exchanges; Is Mutuum Finance The Crypto Saving Portfolios?

Solana’s market is on high alert this week after a sudden movement of more than $836 million in SOL by large holders sparked new volatility on exchanges. Although Solana’s fundamentals remain intact, aggressive whale activity is normally a precursor to violent market action, so some investors are hedging into new opportunities like Mutuum Finance (MUTM), […]

Author: Cryptopolitan