Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14428 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Fidelity’s Tokenized Fund Launch Marks ‘Tipping Point’ for Institutional On-Chain Adoption

Fidelity’s Tokenized Fund Launch Marks ‘Tipping Point’ for Institutional On-Chain Adoption

The post Fidelity’s Tokenized Fund Launch Marks ‘Tipping Point’ for Institutional On-Chain Adoption appeared on BitcoinEthereumNews.com. With its Digital Interest Token (FDIT), Fidelity moves to challenge BlackRock’s BUIDL fund. Fidelity’s Sept. 8 launch of its Fidelity Digital Interest Token (FDIT) fund marks a turning point for institutional adoption of on-chain assets, experts say, as it not only challenges BlackRock’s BUIDL but further bridges the gap between traditional finance (TradFi) and blockchain. FDIT, a tokenized share class of Fidelity’s Treasury money market fund (MMF) on Ethereum, has already amassed more than $203.7 million in assets, and currently has two holders since going live, with real-world asset (RWA) platform Ondo Finance being the largest investor, according to RWAxyz. The move signals a growing acceptance of tokenized funds among major financial institutions, as firms compete to integrate blockchain technology into traditional markets. Currently, the largest tokenized MMF is BlackRock’s BUIDL, which is issued by Securitize and has a total asset value of over $2.2 billion. Trevor Koverko, co-founder at Sapien, said that Fidelity’s entry into tokenized funds signals a “tipping point,” with two of the world’s largest asset managers now having on-chain products. Fidelity currently has $16.4 trillion in assets under administration (AUA); BlackRock manages around $11.55 trillion, making it the single largest asset manager in the world. “This will accelerate mainstream adoption, improve secondary liquidity, and pressure TradFi to modernize,” Koverko said. “The rails are shifting from SWIFT to smart contracts, and institutions are coming.” SWIFT is currently the primary messaging network by which international financial transactions are initiated. Ian De Bode, Chief Strategy Officer at Ondo Finance, told The Defiant that on-chain products “unlock what isn’t possible in the legacy system: instant settlement, 24/7 global access, composability and more.” Meanwhile, Sid Powell, the CEO at asset manager Maple Finance, echoed Korverko’s sentiment, adding that Fidelity’s move into tokenized funds shows that tokenization is rapidly becoming a core…

Author: BitcoinEthereumNews
Crypto-native risk management tactics applied to global currencies

Crypto-native risk management tactics applied to global currencies

The post Crypto-native risk management tactics applied to global currencies appeared on BitcoinEthereumNews.com. When you cut your teeth in a market where tokens can halve before your coffee cools, you pick up survival skills fast. Those skills born in crypto’s always-on arena are now creeping onto FX desks and into fintech dashboards. Below, we explore three crypto-native risk tactics that can help currency traders contain drawdowns and seize edges in 2025’s macro climate. Why Crypto’s Chaos Produces Stronger Risk Reflexes Digital-asset desks endure round-the-clock order flow, retail leverage, and software risk. As a result, they default to smaller positions, faster feedback loops, and automated kill switches. Conventional FX desks feel calmer, yet recent events from Silicon Valley Bank’s ripple through the dollar-funding market to Japan’s surprise yield-curve tweaks proved that fiat can whipsaw just as brutally. Increasingly, Ethereum-enabled Forex brokers are bridging these two worlds, offering blockchain-level settlement transparency and programmable liquidity in a market long dominated by centralized rails. Scope matters. CLS, the world’s dominant FX settlement utility, processed an eye-watering USD 19.1 trillion in a single day on 20 June 2024 and still clears more than USD 7 trillion daily on average. Any technique that tames slippage inside that torrent is worth borrowing. Tactic 1: On-Chain-Style Dynamic Position Sizing Crypto funds rarely size trades as a flat percentage of equity. Instead, they watch “on-chain beta” how wallet activity and smart-contract calls amplify volatility and adjust exposure automatically. You can replicate the idea in currencies by calculating “event beta.” Pull a rolling z-score of each pair’s realized volatility around scheduled catalysts (central-bank meetings, payrolls, CPI). When the z-score exceeds +2, cap exposure at one-quarter of your usual lot. When it drops below 1, scale back in. Code the rule into your order-management system so screens, not nerves, decide size. Tactic 2: Layered Liquidity as a Synthetic Stop Decentralized exchanges host multiple liquidity…

Author: BitcoinEthereumNews
Solana whales are pumping small new meme tokens, creating fake traffic and volumes

Solana whales are pumping small new meme tokens, creating fake traffic and volumes

Whales on Solana may be creating fake wallet armies. On-chain analysts also tracked a large-scale wallet creating fake traffic for JUP.

Author: Cryptopolitan
Exploring Onchain Yield: From Stablecoins to DeFi Innovations

Exploring Onchain Yield: From Stablecoins to DeFi Innovations

The post Exploring Onchain Yield: From Stablecoins to DeFi Innovations appeared on BitcoinEthereumNews.com. Felix Pinkston Sep 09, 2025 09:42 Delve into the evolution of onchain yield within the DeFi sector, exploring stablecoins, staking, and advanced yield strategies. Understand the dynamics driving this innovative financial landscape. The decentralized finance (DeFi) sector has undergone significant transformation, largely due to the advent of onchain yield mechanisms. These innovations have redefined income generation on blockchain platforms, moving beyond traditional financial intermediaries. Initially, DeFi yield was driven by simple strategies such as lending and liquidity provision, but it has since evolved into a complex ecosystem with diverse strategies, each offering varying risk profiles and economic models, according to Galaxy. Understanding Onchain Yield Onchain yield refers to the income generated from blockchain-based financial activities. This concept has diversified significantly, with numerous strategies emerging to capture yield. These strategies range from non-yield-bearing stablecoins, which are pegged to the US dollar and do not pay interest, to platform-dependent yield-bearing stablecoins that offer returns through specific platforms under certain conditions. Diverse Yield Strategies The landscape includes debt-based strategies where staked stablecoins direct a portion of the fixed-income coupon to token holders. Centralized fiat-collateralized wrappers automatically pass through fund income, and protocol-based yield is generated by onchain mechanisms, including native staking of proof-of-stake assets and lending markets. Structured and managed yield strategies, such as those offered by Pendle V2 and Euler V2, provide engineered solutions that splice simpler cash flows or apply leverage, showcasing the sophisticated nature of DeFi yield generation. Stablecoin Dynamics Stablecoins play a crucial role in the DeFi ecosystem, acting as primary liquidity conduits. Non-yield-bearing stablecoins like USDT, FDUSD, and USD1 are backed by high-quality liquid reserves but do not pay native interest. Conversely, yield-bearing stablecoins depend on platform arrangements to offer returns, illustrating the varied mechanisms through which stablecoins can generate…

Author: BitcoinEthereumNews
Solana’s Alpenglow Upgrade Secures Approval, but Faces Challenges

Solana’s Alpenglow Upgrade Secures Approval, but Faces Challenges

The post Solana’s Alpenglow Upgrade Secures Approval, but Faces Challenges appeared on BitcoinEthereumNews.com. Solana validators approved an update that aims to settle transactions in just 150 milliseconds. Solana validators last week approved a consensus upgrade for the network that would cut transaction finality dramatically. But some experts are concerned that faster finality brings tradeoffs, including in security. Over 98% of nodes backed the new Alpenglow upgrade, according to a Sept. 2 post from Solana Status on X. The updated consensus protocol for Solana, developed by Anza, a spinoff from Solana Labs, is expected to bring near-instant finality to transactions, reducing the current 12-second wait to just 150 milliseconds. For Solana, Alpenglow marks one of its boldest technical moves since the network’s outages in 2022 and 2023. If it works as intended, the upgrade will replace older systems like proof-of-history voting and gossip messaging, with a leaner design where most of the consensus runs off-chain. Rather than each validator pushing votes directly onto the chain, they’ll bundle them into compact certificates. Muriel Médard, an award-winning professor of software science and engineering at MIT, as well as the co-founder of blockchain infra company Optimum, told The Defiant that latency reduction and the desire to be at speeds compatible with web2 lie at the heart of Alpenglow. “This an important goal and one that per se much of the Web3 community applauds. The question is not so much whether this is a reasonable desideratum but whether the tech can actually achieve it,” Médard said. Security Compromises There’s no fixed timeline yet for Alpenglow, as it still needs to go through testing to verify security. If everything stays on track, Solana RPC firm Helius expects the upgrade to reach the mainnet by early 2026. Other networks, including Coinbase’s Base, Unichain, and BNB Chain, are also pushing for faster finality. For instance, in mid-July, Base rolled out Flashblocks,…

Author: BitcoinEthereumNews
Figure Inc. Expands IPO to $693 Million

Figure Inc. Expands IPO to $693 Million

The post Figure Inc. Expands IPO to $693 Million appeared on BitcoinEthereumNews.com. Key Points: Figure Inc. boosts IPO size to $693 million, increasing share offerings. New IPO sets Figure’s market value near $4.7 billion. Duquesne Family Office plans a $50 million share acquisition. Figure Technology Solutions Inc. is set to increase its IPO target to $693 million, with trading to commence on Nasdaq under the ticker FIGR on Thursday. This move signals growing confidence in blockchain technology’s integration into traditional finance, potentially influencing market dynamics and establishing valuation benchmarks for future blockchain-related IPOs. Insights on Blockchain IPOs and Regulatory Trends We are excited to increase our IPO size target, which reflects the strong demand for our blockchain-powered lending solutions. – Mike Cagney, Founder & CEO, Figure Technology Solutions Inc. Duquesne Family Office LLC has declared interest in purchasing $50 million worth of shares. This move supports institutional faith in Figure’s long-term potential. No other major market reactions are reported at the time. We are excited to increase our IPO size target, which reflects the strong demand for our blockchain-powered lending solutions. – Mike Cagney, Founder & CEO, Figure Technology Solutions Inc. Market Data Did you know? Previous blockchain-related IPOs, such as Coinbase’s sparked interest but had a limited direct impact on major cryptocurrencies. Figure’s unique approach could test market perceptions of blockchain value in traditional finance. According to CoinMarketCap, Bitcoin (BTC) trades at $112,801.69 with a market cap of $2.25 trillion, dominating 57.49% of the market. Its 24-hour volume is $40.61 billion, marking a 21.07% rise. BTC’s recent movements show a 0.66% increase in the last 24 hours. Bitcoin(BTC), daily chart, screenshot on CoinMarketCap at 13:40 UTC on September 9, 2025. Source: CoinMarketCap Insights from Coincu suggest that the IPO highlights a growing interest in blockchain solutions within traditional finance. Regulatory acceptance might progressively favor firms like Figure as they navigate the…

Author: BitcoinEthereumNews
Chainlink CCIP Launches on Aptos, Bringing Cross-Chain Liquidity and Aave’s GHO to Move-Based Chain

Chainlink CCIP Launches on Aptos, Bringing Cross-Chain Liquidity and Aave’s GHO to Move-Based Chain

Chainlink’s CCIP is now live on Aptos mainnet, enabling Aave’s GHO, uniBTC and brBTC to move cross-chain and unlock institutional-grade liquidity.

Author: Blockchainreporter
BEST CRYPTO TO BUY NOW? Pepeto SET FOR VIRAL 25X GROWTH OVER HBAR, LTC & BONK

BEST CRYPTO TO BUY NOW? Pepeto SET FOR VIRAL 25X GROWTH OVER HBAR, LTC & BONK

Crypto markets are heating up, and investors everywhere are asking the same question: what is the best crypto to buy now? Popular names like HBAR, Litecoin (LTC), and BONK continue to attract attention, but a new contender is quickly stealing the spotlight. Pepeto (PEPETO), an Ethereum-based presale, is blending meme culture with real blockchain tools […]

Author: Tronweekly
Ethereum (ETH) Price Eyes 88% Rally as Rate Cut Odds Near 100%, But Mutuum Finance (MUTM) Could Win Bigger With 77x Gains

Ethereum (ETH) Price Eyes 88% Rally as Rate Cut Odds Near 100%, But Mutuum Finance (MUTM) Could Win Bigger With 77x Gains

While Ethereum (ETH) looks at a possible 88% surge on rate cut hopes increasing to virtually certain, market focus quietly shifts to Mutuum Finance (MUTM), a fresh token. MUTM is in the sixth presale stage and buying in at the current $0.035 price translates to a 14.28% ROI when phase 7 arrives. More than $15.5 […]

Author: Cryptopolitan
This Crypto Under $0.004 Could Outperform Solana, Litecoin, Dogecoin & XRP ETF Approval Rallies in Q4

This Crypto Under $0.004 Could Outperform Solana, Litecoin, Dogecoin & XRP ETF Approval Rallies in Q4

The year’s fourth quarter (Q4) is just on the horizon, and events are unfolding into one of the most decisive moments for the future of cryptocurrencies.

Author: Cryptodaily