Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14392 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
The Impact In The Modern Workplace

The Impact In The Modern Workplace

The post The Impact In The Modern Workplace appeared on BitcoinEthereumNews.com. How Layoffs Affect Those Who Stay: The Impact In The Modern Workplace getty In 2011 I wrote an article for Investopedia about the challenges people who were not laid off faced in the aftermath of layoffs. At the time, the focus was on heavier workloads, frozen raises, and the anxiety that came from seeing colleagues leave. That article was meant to be evergreen. The message was that even if you kept your job, layoffs had a way of reshaping your life. But the culture of work has changed since then, largely driven by technology. Today, the impact of layoffs is no longer only about longer hours or the fear of losing your position in a downturn. The reality is that artificial intelligence and automation are rewriting what it feels like to survive layoffs, and the experience for those who stay looks very different than it did more than a decade ago. Why Layoffs Feel Different In The Age Of AI getty Why Layoffs Feel Different In The Age Of AI In the past, layoffs meant cost cutting. Now layoffs often follow the promise of efficiency brought by AI. Employees who remain are asked to learn new systems and in many cases are the very people training the tools that could later replace them. That creates a kind of tension that did not exist in 2011. You are still employed, but every new project comes with the question of whether you are building your future or building yourself out of a future. That weighs heavily on people. Surviving layoffs used to mean proving your productivity and loyalty. Today, surviving can feel less secure because you are competing not just with peers but with algorithms. The measure of success is no longer only about how much you do but how well your…

Author: BitcoinEthereumNews
Linea: Liquidity Incentive Program Rewards to Increase to 160 Million LINEA Next Week

Linea: Liquidity Incentive Program Rewards to Increase to 160 Million LINEA Next Week

PANews reported on September 7th that Linea announced in a tweet that the Linea Ignition liquidity incentive program will distribute 160 million LINEA tokens next week (originally 150 million). 80% of this will be allocated to lending pool LPs, with a total reward of 128 million LINEA tokens for USDC, USDT, and ETH in the Aave and Euler lending pools. 20% will be allocated to Ethereum trading, with trading pairs including USDC/ETH, WBTC/ETH, USDT/ETH, and ETH/REX, for a total reward of 32 million LINEA tokens.

Author: PANews
Which Cryptocurrency to Buy Today? Experts Favor Mutuum Finance (MUTM) Over SHIB and PEPE

Which Cryptocurrency to Buy Today? Experts Favor Mutuum Finance (MUTM) Over SHIB and PEPE

The post Which Cryptocurrency to Buy Today? Experts Favor Mutuum Finance (MUTM) Over SHIB and PEPE appeared on BitcoinEthereumNews.com. When investors look to buy crypto today, meme tokens like Shiba Inu (SHIB) and Pepe (PEPE) often dominate conversation for their cultural flair and historic pop. But analysts are singling out Mutuum Finance (MUTM), currently priced under $0.05, as a more strategic choice. Here’s why the fundamentals back that call. SHIB and PEPE: Culture-Rich, Growth-Limited Shiba Inu (SHIB) is trading at around $0.0000123 USD, with a huge circulating supply near 589 trillion tokens. Its ecosystem includes ShibaSwap and the emerging Shibarium Layer-2, reflecting a broader, community-driven narrative. Still, such a massive supply means even small price gains translate into modest returns. Pepe (PEPE) trades near $0.0000099 USD, making it another accessible meme coin with strong cultural momentum. Despite viral demand, PEPE lacks protocol-level innovation, relying instead on social trends, which may not sustain long-term growth. Both have undeniable meme coin status. But for investors aiming for growth grounded in structural design and not just token mash-ups, there’s another player in focus. Mutuum Finance (MUTM) Mutuum Finance (MUTM) is a DeFi protocol that unites lenders, borrowers, and liquidators within a single ecosystem. A key driver of its long-term value is the buy-and-redistribute mechanism, where a portion of platform fees is used to repurchase MUTM on the open market and redistribute tokens to users staking mtTokens in the safety module. This approach sustains consistent buying pressure while rewarding active participants, reinforcing organic upward momentum. The project also stands out by launching its beta version alongside the token listing, ensuring the platform is live and functional from day one. This immediate usability increases the likelihood of listings on top-tier exchanges, boosting liquidity and exposure in ways that meme coins rarely achieve. Mutuum Finance further builds credibility with a completed CertiK audit, earning a 95/100 score that validates its smart contracts and reinforces investor…

Author: BitcoinEthereumNews
Avantis Launches AVNT Token Airdrop Checker for 65,000 Wallets

Avantis Launches AVNT Token Airdrop Checker for 65,000 Wallets

The post Avantis Launches AVNT Token Airdrop Checker for 65,000 Wallets appeared on BitcoinEthereumNews.com. Key Points: Avantis, a Base derivatives platform, released AVNT token airdrop checker, engaging 65,000 wallets. Token claims start September 9th. $8M Series A funding in June supported token release. Avantis, a derivatives platform within the Base ecosystem, launched its AVNT token airdrop checker on September 7, enabling over 65,000 wallets to claim starting at 22:00 on September 9. The AVNT token, with a total supply of 1 billion, marks a significant step in Avantis’ expansion following an $8 million Series A round co-led by Founders Fund and Pantera Capital. Avantis Engages 65,000 Wallets with AVNT Token Airdrop Avantis announced the launch of its AVNT token airdrop checker on September 7, targeting over 65,000 wallets in the Base ecosystem. The following release of the airdrop claims on September 9 exemplifies Avantis’ strategic engagement with its community. Following its announcement on August 27, the AVNT token, with a capped supply of 1 billion, allocates 51% to community efforts, highlighting a commitment to decentralized control. The airdrop claims 12.5% of the supply, reinforcing community participation. Avantis’ recent $8 million funding round, co-led by Founders Fund and Pantera Capital, is expected to accelerate the DeFi ecosystem’s growth through token dynamics and user engagement. The funding supports Avantis’ efforts to blend on-chain and real-world macro assets trading. With its position as a key player on the Base chain, expectations for the token’s influence in macro markets are rising. Avantis is building DeFi’s universal leverage layer for real-world assets and markets, offering seamless access to both crypto and global markets. — Harsehaj Singh, CEO, Lumena Labs. Market watchers note that similar airdrops in DeFi often lead to increased on-chain activity, elevating the protocol’s visibility and user base. However, no direct statements from Avantis leadership provide immediate insights into the strategic goals of the airdrop. Despite this,…

Author: BitcoinEthereumNews
XRP, Chainlink and Cardano Named Top Long-Term Crypto Bets

XRP, Chainlink and Cardano Named Top Long-Term Crypto Bets

The post XRP, Chainlink and Cardano Named Top Long-Term Crypto Bets appeared on BitcoinEthereumNews.com. Crypto News Institutional investors favor XRP, LINK and ADA for the long haul – but a new contender is rising. Hype usually dominates cryptocurrency cycles, but the projects that offer real-world applications tend to last the longest.Utility, not just speculation, is increasingly what separates short-lived trends from long-lasting assets. As we approach 2030, investors are concentrating on altcoins with a history of adoption, active developer activity, and clear significance in the digital economy. In this conversation, Solana, XRP, Ethereum, Chainlink, and Polkadot are all highly regarded. But a surprising newcomer that emerged in 2025 and is adding a different kind of value to this mix is MAGACOIN FINANCE. Ethereum Ethereum co nt inues to be the market’s most significant utility coin, supporting thousands of decentralised  applications and acting as the basis for tokenised  assets, NFTs, and DeFi.ETH is the lifeblood of Web3, with billions of dollars passing through its ecosystem every day. Ethereum’s reach is being extended by Layer-2 solutions, which offer scalability without sacrificing security. ETH is a must-have for investors seeking long-term exposure to practical applications. Chainlink: Connecting Crypto to Real Data Chainlink, which connects blockchain smart contracts with external data feeds, has become the leading oracle network.LINK guarantees that decentralised systems run on reliable, impenetrable data for everything from DeFi lending rates to insurance contracts and enterprise apps. As tokenised real-world assets increase in value, Chainlink’s infrastructure becomes increasingly crucial. LINK may become one of the most valuable altcoins by 2030 due to its use in both financial and non-financial systems. MAGACOIN FINANCE: The Rising Outsider Institutional players lean on fundamentals like XRP, LINK, and ADA, but MAGACOIN FINANCE is gaining retail traction that can’t be ignored. The project’s momentum is accelerating with each presale stage, driven by strategic scarcity mechanics and word-of-mouth marketing. Retail traders compare it…

Author: BitcoinEthereumNews
Terminus Taps Rabiti AI To Advance Web3 Adoption Within APAC

Terminus Taps Rabiti AI To Advance Web3 Adoption Within APAC

The post Terminus Taps Rabiti AI To Advance Web3 Adoption Within APAC appeared on BitcoinEthereumNews.com. Temrinus, a popular PayFi platform, has partnered with Rabbiti AI, an AI-led blockchain entity. The partnership aims to contribute to the wider Web3 adoption within the APAC region with tokenized and DeFi transfers. As the official announcement from Terminus discloses, the collaboration is set to integrate no-code AI instruments and the ecosystem of $RIAI token mechanism to streamline Web3 participation. Hence, the move is poised to massively drive accessibility, user-friendly experiences, and innovation in the growing digital economy. Terminus x Rabiti AI (@RabitiAI): The New Partners In The Universe 🤝. Rabiti AI is a pioneer in blending AI and blockchain for effortless Web3 experiences. Through this partnership, we’re emphasizing the adoption of web3 with enabling seamless transactions for tokenized… pic.twitter.com/9n6qUXHGvE — Terminus (@terminus_pos) September 6, 2025 Terminus and Rabiti AI Join Forces to Boost Web3 Expansion Across APAC Region In partnership with Rabiti, Terminus endeavors to deliver diverse opportunities to drive Web3 growth with seamless participation. In this respect, this development permits businesses and individual users to conveniently navigate decentralized networks while facing no technical complexities that usually hinder entry. Additionally, the $RIAI ecosystem will play a key role in bolstering this adoption, providing an unparalleled payment structure targeting tokenized assets and the robust DeFi apps. Apart from that, Terminus offers its expertise for the development of solutions that efficiently merge the digital payment methods with latest and emerging technologies. Simultaneously, the duo focuses on establishing an inclusive ecosystem that combines accessibility and innovation, guaranteeing that consumers across the APAC region can leverage AI-led financial tools. Additionally, the partnership also highlights a transformative move toward the mainstream adoption of Web3 ecosystem across different markets. Similarly, the combined effort underscores a rising trend of utilizing no-code platforms for the democratization of access to exclusive technologies. Hence, the no-code AI tools of…

Author: BitcoinEthereumNews
XRP, LINK and ADA Ranked Top Long-Term Crypto Bets by Institutional Investors

XRP, LINK and ADA Ranked Top Long-Term Crypto Bets by Institutional Investors

Hype usually dominates cryptocurrency cycles, but the projects that offer real-world applications tend to last the longest.Utility, not just speculation, […] The post XRP, LINK and ADA Ranked Top Long-Term Crypto Bets by Institutional Investors appeared first on Coindoo.

Author: Coindoo
Can BRC2.0 restore the former glory of Bitcoin Inscription?

Can BRC2.0 restore the former glory of Bitcoin Inscription?

By Nicky, Foresight News On September 2, 2025, at Bitcoin block height 912,690, BRC20 completed a major upgrade, called BRC2.0. This upgrade was jointly promoted by the Ordinals development team Best in Slot and the anonymous BRC20 creator Domo. The core change was the introduction of the Ethereum Virtual Machine (EVM), enabling BRC20 to execute Turing-complete smart contracts. Since the launch of the Ordinals protocol in early 2023, the Bitcoin ecosystem has ushered in a wave of innovation. Through this protocol, users can engrave information on the smallest unit of Bitcoin, the "satoshi," thereby issuing NFTs or fungible tokens. This mechanism gave rise to the BRC20 token standard, enabling the Bitcoin network to support the issuance and trading of a wider range of assets. BRC20 was originally a standard for issuing fungible tokens on the Bitcoin chain, based on the Ordinals protocol. This upgrade significantly expands its functionality by integrating the EVM. Eril Binari Ezerel, CEO of Best in Slot, explained that Bitcoin meta-protocols like BRC20 originally ran on indexers, which functioned like "simple calculators." By embedding the EVM, indexers achieve Turing completeness, supporting more complex logic and contract execution. With the upgrade, developers can now build DeFi protocols, NFT marketplaces, lending systems, and synthetic assets directly on the Bitcoin network. This integration maintains compatibility with Ethereum tools while providing the security guarantees of the Bitcoin network. Domo stated in a statement that the goal of this upgrade is to combine the security and decentralization of the Bitcoin network with the mature ecosystem of EVM in smart contracts to provide users with a composable, programmable, and Bitcoin-secured on-chain experience. The BRC2.0 upgrade introduces a significant technical difference: Runes are not programmable and likely never will be, limiting them to meme-like use cases, while BRC2.0 unlocks DeFi-level applications. This functional difference gives BRC2.0 a unique position in the Bitcoin ecosystem, providing the technical foundation for a wider range of application scenarios. Technical Challenges While the BRC2.0 upgrade brings significant functional improvements, it also faces some technical challenges and limitations. This upgrade utilizes an off-chain processing solution for programmability, integrating the EVM executor with the BRC20 indexer, with final state updates being processed on the Bitcoin chain by the BRC20 indexer. This design is considered by some to lack decentralization and present a single point of failure risk. Transactions on BRC2.0 are still subject to the limitations of Bitcoin's underlying infrastructure. Market buy and sell orders require multiple signatures and block confirmations, and transaction speeds are still limited by Bitcoin's 10-minute block time. Due to Bitcoin's 10-minute block time, standard AMM designs are vulnerable to MEV attacks and can cause transaction failures, potentially resulting in failed transactions and wasted BTC as mining fees. Projects like CatSwap are planning to launch mainnet AMM products in the coming weeks, but these should be considered experimental products in their initial stages. A more advanced "sequencer-based AMM" solution is also under development and expected to launch within 1-3 months, enabling higher transaction speeds and mitigating MEV risks. Specific applications of BRC2.0 Following the launch of BRC2.0, Best in Slot launched BiS DEX v1, billing it as the first decentralized exchange serving BRC2.0. Despite experiencing some server overload and minor vulnerabilities, the platform still managed to process over $200,000 in trading volume within 24 hours, with no user funds lost. Currently, BiS DEX supports market buy and limit sell orders, but some limitations still exist. For example, delisting and listing tokens requires a one-block confirmation wait, which increases time and costs. The team plans to launch an instant order feature in the next four to eight weeks to increase transaction speed and reduce fees. Furthermore, non-custodial quotes and more order types (such as limit buy, market sell, and stop-loss orders) will be added later. In terms of ecological applications, in addition to BiS DEX, there are currently several projects actively under construction: UniSat already supports BRC2.0 token deployment, providing features such as 6-character token names, self-issuance options, 0–18 decimal places, and optimizing the cost and efficiency of inscription services. CatSwap was mentioned as an upcoming AMM protocol that is expected to become a liquidity provider in the BRC2.0 ecosystem. The Adderrels project is participating in ecosystem development by issuing NFTs and the ACORNS token. A portion of these tokens will be used to provide liquidity for CatSwap. The NFT's floor price is currently reported at 0.00675 BTC (approximately $776). Notably, ACORNS, currently the most traded token in the BRC2.0 sector on the BiS DEX, has fallen for four consecutive days since its launch. On the other hand, wrapped Bitcoin (BTC) and stablecoins are considered important infrastructure for the development of the BRC2.0 ecosystem. Wrapped Bitcoin is a key component. Without it, AMMs can only support token-to-token pools, not token-to-BTC pools. The team is in communication with multiple providers, including Lombard LBTC, Citrea cBTC, and SUBFROST frBTC, and expects a usable wrapped Bitcoin solution to be available within one to two months.

Author: PANews
Ethereum (ETH) Break Out Attempt Gets Rejected Again as Mutuum Finance (MUTM) Goes Viral Globally

Ethereum (ETH) Break Out Attempt Gets Rejected Again as Mutuum Finance (MUTM) Goes Viral Globally

With Ethereum (ETH) experiencing another blow as its most recent breakout movement hits a wall, demand in the crypto markets is turning elsewhere. Mutuum Finance (MUTM) has gone viral, quickly spreading throughout the trading circles and social networks of the market. MUTM accelerating presale has 16,100 investors. MUTM is cutting disruptive narrative at a time […]

Author: Cryptopolitan
Top 5 Altcoins With Real Utility to Buy Now and Hold Through 2030

Top 5 Altcoins With Real Utility to Buy Now and Hold Through 2030

The post Top 5 Altcoins With Real Utility to Buy Now and Hold Through 2030 appeared on BitcoinEthereumNews.com. Crypto News Ethereum, Chainlink, Polkadot and other altcoins stand out for real-world utility, with one surprise newcomer rising. While hype often dominates crypto cycles, the projects that survive the longest are those that deliver real-world use cases. Utility, not just speculation, is increasingly what separates fleeting trends from assets that endure. As we look toward 2030, investors are narrowing their focus to altcoins with proven adoption, strong developer activity, and clear relevance in the digital economy. Ethereum, Chainlink, and Polkadot rank high in this conversation, alongside Solana and XRP. Yet in 2025, one surprise newcomer, MAGACOIN FINANCE, has emerged, adding a different type of value to this mix. Ethereum: The Decentralized Backbone Ethereum remains the most important utility coin in the market, powering thousands of decentralized applications and serving as the foundation for DeFi, NFTs, and tokenized assets. With billions flowing through its ecosystem daily, ETH represents the beating heart of Web3. Layer-2 solutions continue to expand Ethereum’s reach, bringing scalability without compromising its security. Investors looking for long-term exposure to real-world utility cannot overlook ETH. Chainlink: Connecting Crypto to Real Data Chainlink has established itself as the dominant oracle network, bridging blockchain smart contracts with external data feeds. From DeFi lending rates to insurance contracts and enterprise applications, LINK ensures decentralized systems operate on trusted, tamper-proof data. Its importance grows as tokenized real-world assets expand, making Chainlink’s infrastructure indispensable. By 2030, its role in both financial and non-financial systems could solidify LINK as one of the most valuable altcoins. MAGACOIN FINANCE: Scarcity-driven Momentum with Massive Upside While Ethereum, Chainlink, and Polkadot deliver clear technological utility, MAGACOIN FINANCE is creating a different kind of utility, cultural branding and scarcity-driven momentum. Analysts forecast up to 10,000% ROI, framing it as one of the most asymmetric opportunities of this cycle. The presale…

Author: BitcoinEthereumNews