Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14248 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Sonic Labs secures approval for $200M US TradFi expansion

Sonic Labs secures approval for $200M US TradFi expansion

The post Sonic Labs secures approval for $200M US TradFi expansion appeared on BitcoinEthereumNews.com. Sonic Labs has earned near-unanimous community approval to issue $200 million worth of its S tokens to expand into the U.S. market, including creating a proposed exchange-traded product and a Nasdaq-listed investment vehicle. The community vote closed Sunday, recording 99.99% support from 105 participating wallets. Plus, with over 700 million tokens involved, the proposal comfortably met the S token participation quorum. After the vote, Sonic shared on X, saying, “Sonic is coming. Governance passed. Stay tuned.” Sonic revealed plans to launch Sonic USA LLC Sonic plans to back a Nasdaq-listed PIPE (Private Investment in Public Equity) vehicle with S tokens worth $100 million, plus another $50 million will fund an ETP (Exchange Traded Product) on the S token, which will be custodied by BitGo. According to the company, the ETP is set to be issued by a prominent regulated ETF issuer with significant assets under management.   Founded in 2013 and headquartered in Palo Alto, California, BitGo is one of the largest crypto custody firms in the U.S. But its services go beyond storage—clients can also borrow, lend, and trade directly on the platform. As earlier reported by Cryptopolitan, from January to June, BitGo’s assets under management reportedly surged from $60 billion to $100 billion. The company attributes this growth to stronger regulatory frameworks and rising crypto adoption. Early investors, including Goldman Sachs, DRW Holdings, Redpoint Ventures, and Valor Equity Partners, now find themselves eyeing a potential public exit. The company recently filed for an IPO confidentially, just as crypto markets continue to climb and Washington finally acknowledges the industry’s presence. To advance their strategic interests in the United States, Sonic is also establishing Sonic USA LLC, led by New York employees who will lead the firm’s activities in Washington, D.C., and more broadly in finance. So far, its recently opened office…

Author: BitcoinEthereumNews
Solv and Chainlink integrate Proof of Reserve into SolvBTC

Solv and Chainlink integrate Proof of Reserve into SolvBTC

The post Solv and Chainlink integrate Proof of Reserve into SolvBTC appeared on BitcoinEthereumNews.com. Solv Protocol and Chainlink have launched a new feed that combines the market price with the on-chain verification of BTC reserves for SolvBTC, with a redemption rate anchored to the collateral and price limits designed to reduce manipulations. According to data collected by Chainlink Data, the SolvBTC feeds show public timestamps and updates accessible from the mainnet since the announcement. Industry analysts note that the PoR+price model can directly impact over 2 billion dollars in tokenized BTC, reducing the likelihood of depeg during market stress. By monitoring the official pages (Solv and Chainlink Data), it is possible to verify the operational status of the feeds on Ethereum and BOB in real-time. Solv Protocol shows data on its Bitcoin reserves collateralizing SolvBTC. Source: Solv Transparency SolvBTC: what has been launched and where it is active The new SolvBTC‑BTC feed combines the traditional exchange rate with the verification of reserves Bitcoin recorded on-chain. Unlike common price oracles, the value is anchored to the underlying collateral, enhancing transparency and consistency at the time of redemption. An interesting aspect is the immediate availability of data for public consultation. Ethereum mainnet: the Proof of Reserve (PoR) feed of SolvBTC is accessible with verifiable data and time-stamps. BOB network: the SolvBTC/BTC feed is operational for on‑chain pricing. Cross‑chain expansion: further integrations are in preparation, aiming to standardize the PoR + price model across multiple networks. Why it impacts the price of SolvBTC The feed directly integrates reserve coverage into the price calculation. This way, the redemption rate reflects not only the market spot price but also the actual availability of the BTC held, reducing possible misalignments between theoretical value and the value actually redeemable. It should be noted that the effect is particularly significant during times of volatility. How the Protection Mechanism Works The logic of…

Author: BitcoinEthereumNews
What’s the Best Crypto to Buy Right Now? With BTC Losing Dominance, Could MUTM Match Early BTC and ETH Growth?

What’s the Best Crypto to Buy Right Now? With BTC Losing Dominance, Could MUTM Match Early BTC and ETH Growth?

The post What’s the Best Crypto to Buy Right Now? With BTC Losing Dominance, Could MUTM Match Early BTC and ETH Growth? appeared first on Coinpedia Fintech News For years, the crypto market has revolved around Bitcoin (BTC) dominance. Yet with every cycle, traders study crypto charts and recognize how leadership shifts from established giants toward new entrants that capture fresh narratives. As BTC gradually loses share and Ethereum (ETH) stabilizes, the question for forward-looking investors is simple: is crypto a good investment …

Author: CoinPedia
Here is The Crypto To Buy As Vitalik Buterin Warns of Quantum Threat to Bitcoin and Blockchain

Here is The Crypto To Buy As Vitalik Buterin Warns of Quantum Threat to Bitcoin and Blockchain

Vitalik Buterin is raising the alarm about the risk of quantum computing to Bitcoin and other blockchains. He says there is a 20% chance in 2030 that quantum machines could break Bitcoin’s encryption, with the risk climbing higher in 2040. He is calling for preparation through quantum-resistant cryptography.  For Bitcoin and Ethereum, this warning underlines […]

Author: Cryptopolitan
$13M Raised and Counting: Can Bitcoin Hyper Supercharge BTC?

$13M Raised and Counting: Can Bitcoin Hyper Supercharge BTC?

Bitcoin is still the king of crypto: a $2T asset, and the world’s most recognized digital brand. Beneath its dominance, though, cracks are showing. Critics point to its slow transaction speeds, high network fees, and limited scalability.  These challenges reduce Bitcoin's practicality in a space that’s increasingly driven by DeFi, NFTs, and Web3 applications. That’s [...]

Author: Brave Newcoin
Solana Integrates WLFI’s $USD1 Stablecoin, Showing $2.2B Market Cap in Record 90 Days

Solana Integrates WLFI’s $USD1 Stablecoin, Showing $2.2B Market Cap in Record 90 Days

Solana adds WLFI’s USD1 stablecoin resulting $2.2B market cap in just 90 days and ultimately boosting DeFi liquidity, scalability, and adoption.

Author: Blockchainreporter
Mutuum Finance Crypto Price Forecast: How Much $350 Invested Today Will Be By 2026, 2028, and 2030

Mutuum Finance Crypto Price Forecast: How Much $350 Invested Today Will Be By 2026, 2028, and 2030

The post Mutuum Finance Crypto Price Forecast: How Much $350 Invested Today Will Be By 2026, 2028, and 2030 appeared on BitcoinEthereumNews.com. Mutuum Finance (MUTM) is capturing attention as its presale surges past expectations. The project is already in Phase 6, and its token price has risen from $0.01 in the first phase to $0.035, marking a 250% increase.  Current buyers are proactively preempting Phase 7 as the stock could increase 14.3 percent to reach a price of $0.04. The presale has now raised $15,220,000 and gathered 15,880 holders, showing strong community engagement and accelerating momentum.  Since its launch, Mutuum Finance (MUTM) has been viewed by many investors as one of the best cryptos to buy now, thanks to its strong tokenomics, expanding use case, and efficient Layer 2 foundation. Mutuum Finance Price Forecast To 2026 Mutuum Finance (MUTM) is preparing for its launch at $0.06, and early buyers at $0.035 are expected to secure between 300% and 500% returns once trading begins.  Looking further, projections place MUTM near $10 in 2026 as the platform’s dual lending model gains adoption. Its Peer-to-Contract (P2C) system offers steady returns by tokenizing major assets like BTC and ETH, while its Peer-to-Peer (P2P) option caters to lenders targeting higher yields.  The need to have decentralized means of borrowing and lending funds is perpetually on the increase side and Mutuum Finance (MUTM) is developing to that end.   A perspective can be had in Shiba Inu (SHIB), which produced a comparable outrageous wave during February 2020-21. SHIB’s price moved from $0.00000000008 to $0.000088 in just over a year. That shift represented a return of nearly 1,000,000%, creating fortunes for its earliest holders.  Mutuum Finance (MUTM) is not designed as a meme coin, yet the example shows how quickly value can multiply once investor confidence, community size, and token utility align.  Therefore, a $350 investment today could potentially grow into nearly $100,000 by 2026 if MUTM follows through on…

Author: BitcoinEthereumNews
Chainlink and Solv Partner to Launch Secure Exchange Rate, Improving Wrapped Asset Transparency

Chainlink and Solv Partner to Launch Secure Exchange Rate, Improving Wrapped Asset Transparency

PANews reported on September 1st that Solv Protocol has officially announced a partnership with Chainlink to launch SolvBTC Secure Exchange Rate data against BTC on Ethereum. This data, combined with Chainlink's Proof of Reserves and Solv's Bitcoin financial infrastructure, verifies collateralized assets and generates redemption rates in real time, setting a new standard for wrapped asset transparency. As a wrapped asset pegged 1:1 to BTC, SolvBTC will use this mechanism to ensure verifiable collateral and enhance the security of the DeFi lending market. This functionality will be expanded to chains like BOB in the future, promoting cross-chain asset collateralization and transparency.

Author: PANews
ETH gas spikes as WLFI becomes the busiest smart contract on the network

ETH gas spikes as WLFI becomes the busiest smart contract on the network

The post ETH gas spikes as WLFI becomes the busiest smart contract on the network appeared on BitcoinEthereumNews.com. The launch of the transferable version of the WLFI token put a stress test on the Ethereum network. After weeks of low fees, with gas under 1 gWei, the network jumped to a red-hot 100 gWei per transaction.  The Ethereum network is seeing a day of overheated gas prices, recalling the peak days of 2021. After weeks of normal-level activity, with gas fees under 1 gWei as the network faced a new set of conditions. WLFI may have a more lasting effect on the Ethereum ecosystem, as Trump’s fund intends to roll out lending, voting, and other activities around the token.  ETH gas prices immediately spiked after the launch of a transferable WLFI token, breaking above 100 gWei for the first time in months. | Source: Eth Gas Station Immediately after World Liberty Fi made its token transferable and started trading, the price of gas rose above 100 gWei. This meant that swaps cost over $145 at one point. The Ethereum network showed it was still at risk for high fees and congestion in the case of high-profile events and trader exuberance, though few other tokens or contracts have caused a similar gas spike during the most recent bull cycle. DeFi participants were affected, as Ethereum became more expensive for bridging and borrowing. Even regular operations were priced above $100, with token and ETH transfers at over $10.  Following the gas spike, ETH also recovered to $4,403.56, retaining the expectations of increased usage.  WLFI becomes the top smart contract On-chain data showed the WLFI token became the most active smart contract as the tokens were distributed and traded.  In the hours after the launch, WLFI usage led to 129.22 ETH burned from fees. Ethereum base fees also spiked to an anomalous level, based on validator compensation data. The recent gas…

Author: BitcoinEthereumNews
ETH users see gas spike as WLFI smart contract tops network activity

ETH users see gas spike as WLFI smart contract tops network activity

ETH gas spiked to levels not seen since the Web3 boom in 2021, with fees rising from under 1 gWei in the past months to over 100 gWei, with around $145 for DEX swaps. The WLFI smart contract became the leading user of gas on the Ethereum network.

Author: Cryptopolitan