Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14208 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Japan Prepares First Yen-Backed Stablecoin Amid Global Regulatory Shift

Japan Prepares First Yen-Backed Stablecoin Amid Global Regulatory Shift

The post Japan Prepares First Yen-Backed Stablecoin Amid Global Regulatory Shift appeared on BitcoinEthereumNews.com. Japan was the first country to establish a regulatory framework for stablecoins. Yet, until now, it has taken a seemingly passive role in the technology, with no blockchain-based representation of its national currency, the yen. That may soon change.  After years of quiet infrastructure development, Japan is preparing to launch its first fully collateralized, yen-backed stablecoin later this year. Takashi Tezuka, Japan’s country manager at Web3 infrastructure provider Startale Group, told Cointelegraph that the gap between Japan and the United States on stablecoins reflects a deeper philosophical difference. “The GENIUS Act was greeted with a mix of relief and curiosity,” Tezuka said, referring to the latest US stablecoin bill. “Relief, “because the US has finally caught up with what Japan did two years earlier — putting a comprehensive legal framework around stablecoins,” he added. This week’s Crypto Biz explores Japan’s stablecoin ambitions, the increasing role of institutions in digital assets, and mounting concerns over leverage in crypto treasuries. Japan’s Monex Group eyes yen-backed stablecoin Monex Group, a Tokyo-based financial services company, is weighing the launch of a stablecoin pegged to the Japanese yen — a move it says could enhance yen-denominated international remittances and corporate settlements. “Issuing stablecoins requires significant infrastructure and capital, but if we don’t handle them, we’ll be left behind,” Monex Group Chairman Oki Matsumoto told local media. While the company hasn’t fully committed to an issuance, Matsumoto said Monex “will respond properly” to the emerging market opportunity. Monex wouldn’t be the first to explore a yen-backed stablecoin. Local fintech JPYC is reportedly preparing to roll out the country’s first yen stablecoin this fall, backed one-to-one by bank deposits and government bonds. Source: Cointelegraph JPMorgan commits up to $500M to crypto-friendly hedge fund Wall Street heavyweight JPMorgan plans to commit up to $500 million to Numerai, a…

Author: BitcoinEthereumNews
Buy This ETH-Based Altcoin as Ethereum Rises 15% and Hits First New All-Time High Since 2021

Buy This ETH-Based Altcoin as Ethereum Rises 15% and Hits First New All-Time High Since 2021

The post Buy This ETH-Based Altcoin as Ethereum Rises 15% and Hits First New All-Time High Since 2021 appeared first on Coinpedia Fintech News Ethereum has jumped 15 percent to a new all-time high of $4,885.00 on August 22, 2025, its first record since November 2021. This rally, which was fuelled by the Federal Reserve Chair Jerome Powell hinting at lower interest rates, has sparked the crypto market.  Consequently, investors are flocking to promising altcoins, with Mutuum Finance (MUTM) …

Author: CoinPedia
RWA Inc. Joins EightLends To Drive Blockchain-Based Tokenized Lending

RWA Inc. Joins EightLends To Drive Blockchain-Based Tokenized Lending

The post RWA Inc. Joins EightLends To Drive Blockchain-Based Tokenized Lending appeared on BitcoinEthereumNews.com. RWA Inc., a well-known blockchain for RWA tokenization, has partnered with EightLends, a prominent decentralized crowdlending firm. The partnership aims to bridge RWAs with DeFi products to advance blockchain-based tokenized lending services. As the platform revealed in its social media announcement, the collaboration is devoted to improving reliability and transparency in P2P lending via blockchain-led smart contracts. With this, the duo intends to establish a relatively innovative and innovative on-chain economy. New partnership announcement! We’re excited to announce our partnership with @eightlends ,a blockchain-based P2P lending platform where users invest in real businesses through smart contracts. The protocol ensures transparency, reliability, and fixed returns, delivering a… pic.twitter.com/GcUxCKejWz — RWA Inc. (@RWA_Inc_) August 29, 2025 RWA Inc. x EightLends Alliance Drives Tokenized Lending with Blockchain Technology In partnership with EightLends, RWA Inc. attempts to bolster tokenized lending by leveraging blockchain technology. In this respect, EightLends permits consumers to invest in real-world businesses with already fixed returns. Hence, it offers an efficient and secure lending forum. By collaborating with RWA Inc., the platform focuses on broadening its reach, enabling cutting-edge products developed around tokenized RWAs. They take into account real estate as well as the rest of the tangible investments. Apart from that, this integration backs secure lending while also guaranteeing businesses can leverage capital in a cost-efficient and transparent manner. The partnership highlights how tokenization can merge conventional finance with decentralized finance. Thus, via smart contracts, both the institutions and investors benefit from improved security, decreased dependence on mediators, and faster transfers. Additionally, this development presents a wider market trend where DeFi solutions are reportedly getting linked to real-world assets, unveiling unique growth avenues in the blockchain world. How Does Partnership Benefit Developers? According to RWA Inc., the partnership delivers a fertile basis for innovation. Therefore, the developers can effectively reach…

Author: BitcoinEthereumNews
Which Crypto to Buy for the Short Term, A SOL Rebound or an Altcoin With Immediate Catalysts That Could Grow 600% Fast?

Which Crypto to Buy for the Short Term, A SOL Rebound or an Altcoin With Immediate Catalysts That Could Grow 600% Fast?

The post Which Crypto to Buy for the Short Term, A SOL Rebound or an Altcoin With Immediate Catalysts That Could Grow 600% Fast? appeared on BitcoinEthereumNews.com. Short-term traders are watching Solana for a rebound, but many know that real gains often come from presale entries that offer sharper moves and compressed liquidity setups. When profit rotation flows from established crypto coins into new tokens with immediate catalysts, the upside accelerates quickly. For those asking is crypto a good investment in the near term, Mutuum Finance (MUTM) is emerging as the project designed to deliver outsized short-term returns with mechanisms that directly favor early traders. With its presale already underway, multiple catalysts are aligning that will force price action higher while investors track crypto charts and sentiment swings on the crypto fear and greed index. Immediate, Measurable Catalysts That Will Drive A 600% Move Mutuum Finance (MUTM) is expected to launch its beta alongside at the time of the token live event, allowing traders to test core lending and staking functions immediately. This instant utility will differentiate MUTM from presale projects that take months before any real usage appears. With Layer-2 integration planned, throughput will expand and transaction costs will shrink, creating faster cycles of borrowing and lending.  Each deposit into the system will generate mtTokens, which will act as receipts that can be staked in designated contracts. mtToken stakers will then receive MUTM rewards funded directly from protocol-generated revenue buybacks. This system ensures continuous pressure on supply while rewarding active users, giving both traders and holders a reason to participate. The math is already proving the opportunity. An early Phase-1 participant who invested $6,000 at $0.01 secured 600,000 MUTM tokens. At the current Phase-6 price of $0.035, that holding is worth $21,000, delivering a net profit of $15,000 and a 3.5× return on paper during presale alone. Now consider the setup for a short-term trader entering in Phase-6 today. With $1,750 invested at $0.035, the buyer…

Author: BitcoinEthereumNews
Gumi Announces $17 Million XRP Treasury Purchase to Expand Blockchain Focus

Gumi Announces $17 Million XRP Treasury Purchase to Expand Blockchain Focus

TLDR Gumi will invest $17 million in XRP between September 2025 and February 2026. XRP will support Gumi’s international remittance and liquidity network strategy. Gumi’s dual-asset strategy includes Bitcoin for value stability and XRP for utility. Gumi collaborates with SBI to strengthen its blockchain infrastructure using XRP. Japanese gaming and blockchain company Gumi has announced [...] The post Gumi Announces $17 Million XRP Treasury Purchase to Expand Blockchain Focus appeared first on CoinCentral.

Author: Coincentral
Tether Abandons USDT Freezing Plans on Five Blockchains

Tether Abandons USDT Freezing Plans on Five Blockchains

Tether, the largest stablecoin by market capitalization, has announced a change in its plans to phase out USDT support across multiple blockchain networks. Initially, Tether had proposed to end USDT operations on five different chains but has since revised its strategy, opting to maintain broader blockchain support for its stablecoin. Revised Approach to USDT Blockchain [...]

Author: Crypto Breaking News
Flare and Everything Blockchain Sign Partnership Agreement to Promote XRPFi Framework for Enterprise Treasury Monetization

Flare and Everything Blockchain Sign Partnership Agreement to Promote XRPFi Framework for Enterprise Treasury Monetization

PANews reported on August 30th that data-focused blockchain company Flare has signed a memorandum of understanding with US-listed Everything Blockchain Inc. (OTC: EBZT) to adopt its XRP finance (XRPFi) framework for corporate bond yields. The core of this framework is Flare's "FAssets" system, a trustless bridge that provides smart contract functionality for tokens like XRP and Bitcoin. Combined with Flare's rehypothecation layer, Firelight, the system allows businesses to convert XRP into FXRP and allocate it across decentralized lending, staking, and liquidity protocols. A few months ago, Nasdaq-listed VivoPower International PLC (NASDAQ: VVPR) pledged to inject $100 million in XRP into the Flare ecosystem, making EBZT the second publicly listed company to do so.

Author: PANews
US Stock and Crypto Indices Experience Synchronized Decline

US Stock and Crypto Indices Experience Synchronized Decline

The post US Stock and Crypto Indices Experience Synchronized Decline appeared on BitcoinEthereumNews.com. Key Points: Major US stock indices declined on August 29. Crypto-related equities saw significant drops. Cryptocurrency markets experienced heightened volatility. Major US stock indices, including the Dow, S&P 500, and Nasdaq, alongside key crypto-related stocks like MSTR and COIN, fell on August 29 as liquidations surged. This market downturn highlights volatility in both equities and cryptocurrencies, with significant liquidations and whale activities influencing Bitcoin and Ethereum movements. Cryptocurrency Whales and Market Volatility The financial landscape on August 29 witnessed significant shifts, primarily marked by joint declines in both stock indices and cryptocurrency-related equities at the US market open. Stocks like COIN and HOOD displayed declines of 0.87% and 0.55%, respectively. Cryptocurrency markets experienced heightened volatility, with liquidation figures exceeding $179 million in a brief timeframe, highlighting the fragility of crypto investments under current market conditions. Whale activity was marked, notably large deposits and sales of Bitcoin and Ethereum by prominent holders. Despite these market fluctuations, there were no official comments from executives or regulatory bodies on this specific market activity. Notably absent were statements from key figures such as Michael Saylor, Brian Armstrong, or Jeremy Allaire, making market reactions largely speculative and community-driven. Coincu research indicates these declines might prompt financial recalibrations among institutions prioritizing Bitcoin for lending, with no immediate regulatory address on trading platform volatility from authorities. Possible technological advancements remain speculative, awaiting further market stabilization. “Indicators suggest Bitcoin may peak soon, potentially leading to a market downturn if crucial support fails.” — @ali_charts, Analyst Historical Context, Price Data, and Expert Insights Did you know? Similar market volatility was last observed in April–November 2021, marked by strategic whale rebalancing and institutional shifts, leading to significant market cycles. According to CoinMarketCap, Bitcoin’s market cap stood at TRILLION, with a price of $108,462.04, marking a -3.38% change over 24 hours.…

Author: BitcoinEthereumNews
Flare Lands Second Public Company For its XRP DeFi Framework

Flare Lands Second Public Company For its XRP DeFi Framework

The post Flare Lands Second Public Company For its XRP DeFi Framework appeared on BitcoinEthereumNews.com. XRP’s slow push into institutional finance just picked up another backer. Data-focused blockchain firm Flare announced on Friday that Everything Blockchain Inc. (OTC: EBZT), a U.S.-listed company, has signed a memorandum of understanding to adopt its XRP finance (XRPFi) framework for corporate treasury yield. The move comes months after Nasdaq-listed VivoPower International PLC (NASDAQ: VVPR) committed $100 million in XRP to Flare’s ecosystem, making EBZT only the second public company to do so. The agreements mark early steps in Flare’s effort to turn XRP — historically a non-yielding asset — into a productive instrument for institutions. At the center of the framework is Flare’s “FAssets” system, a trustless bridge that gives smart contract functionality to tokens like XRP and bitcoin. Combined with Firelight, Flare’s restaking layer, the setup lets companies convert XRP into FXRP and allocate it across decentralized lending, staking and liquidity protocols. “XRP, now a roughly $150 billion asset, has been a cornerstone of digital finance for more than a decade, yet institutions have had few ways to make it productive,” said Hugo Philion, Flare’s co-founder and CEO. “Flare changes that by enabling a compliant, on-chain, non-custodial yield framework designed for corporate treasuries. With VivoPower and now Everything Blockchain, public companies are validating that XRPFi is not just a concept but an emerging institutional standard,” he added. EBZT framed its decision as part of a broader shift in how public companies treat blockchain assets. “This is about unlocking the true financial utility of digital assets like XRP, not just as speculative holdings, but as yield-bearing instruments that can compound over time,” said Arthur Rozenberg, the company’s CEO. “Flare gives us the rails to do this in a way that meets the governance, security, and auditability standards required of public companies.” For now, the XRPFi push remains small in…

Author: BitcoinEthereumNews
World Bank sold $510 million in bonds backed by loans to 57 companies in emerging markets.

World Bank sold $510 million in bonds backed by loans to 57 companies in emerging markets.

The post World Bank sold $510 million in bonds backed by loans to 57 companies in emerging markets. appeared on BitcoinEthereumNews.com. The World Bank has sold $510 million in bonds backed by loans it previously issued to companies operating in emerging economies, according to Bloomberg. The transaction is the Bank’s first use of a collateralized loan obligation, a structure common on Wall Street but until now, unused by the development lender. The deal targets institutional investors hungry for yield and pushes private capital into markets where businesses typically face serious financing hurdles. The bonds are backed by debt issued to 57 different companies across Asia, South America, and Eastern Europe. That’s according to Yinni Li, a credit analyst at Moody’s Ratings, who reviewed the deal. Companies involved span sectors like telecommunications, food, and beverage production. The idea is to take loan exposures from the World Bank’s book, package them into securities, and sell them off. This would supposedly free up space on the Bank’s balance sheet to issue new loans while passing credit risk to investors. Moody’s rates $320 million piece Aaa, Goldman structures the deal The largest slice of the bonds, $320 million, was rated Aaa by Moody’s, the agency’s highest rating. This portion pays an interest rate of 1.3 percentage points over a benchmark tied to market rates. Moody’s did not assess the creditworthiness of the underlying loans themselves, only the senior tranche. The Bank kept the structure standard: risk is carved into tranches, the safest at the top, and more volatile risk below. This lets cautious investors grab high-rated debt while others take bigger bets on the lower-rated layers. Goldman Sachs worked with the World Bank on the design and execution of the transaction. The World Bank hasn’t done this before, but Wall Street has. These types of deals were heavily used before the 2008 financial crisis. Back then, toxic mortgages were bundled into seemingly safe securities, many…

Author: BitcoinEthereumNews