Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14015 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Hacker Turns $53M Heist into $103M, Buys More ETH

Hacker Turns $53M Heist into $103M, Buys More ETH

The post Hacker Turns $53M Heist into $103M, Buys More ETH appeared on BitcoinEthereumNews.com. Key Notes The exploiter previously made huge profits with the stolen assets. Now, they’re buying Ethereum again as the price plunged. The Radiant Capital Hacker is already in profit. The hacker group that stole $53 million from Radiant Capital, a cross-chain lending protocol, is making strong bets on Ethereum (ETH). Exploiter Purchases 2K Ethereum According to data from Lookonchain, the exploiter’s address purchased 2,109.5 ETH on DODO, an on-chain liquidity provider and decentralized exchange, for an average price of $4,096. The Radiant Capital hacker is buying the dip in $ETH! An hour ago, they spent 8.64M $DAI to buy 2,109.54 $ETH at $4,096.https://t.co/ZKHsX1ToIt pic.twitter.com/AuNMJ3O9so — Lookonchain (@lookonchain) August 20, 2025 Data shows that the hackers used DAI to accumulate the ETH early on August 20. Ethereum is currently trading near $4,200, up from its local low of $4,064 earlier today. At this point, the Radiant Capital hacker is already up by over $200,000 on their Ethereum holdings. Radiant Capital Exploit Detailed Radiant Capital was exploited in September 2024 by the North Korean hackers. The cross-chain lender lost $53 million to fraudulent actors, who allegedly socially engineered their way to inject their malware using a PDF document. The protocol has already contacted the Federal Bureau of Investigation and multiple blockchain security firms like SEAL911, Hypernative, ZeroShadow, and Chainalysis to recover the funds. But still, no luck. As the hackers moved the funds into multiple addresses, they also started trading Ethereum to make huge profits. According to an Aug. 14 report, the North Korean hackers turned the stolen $53 million into roughly $103 million, a 93.5% return in around 10 months. next Disclaimer: Coinspeaker is committed to providing unbiased and transparent reporting. This article aims to deliver accurate and timely information but should not be taken as financial or investment advice. Since…

Author: BitcoinEthereumNews
Two Prime, Figment Expand Institutional Bitcoin Yield

Two Prime, Figment Expand Institutional Bitcoin Yield

The post Two Prime, Figment Expand Institutional Bitcoin Yield appeared on BitcoinEthereumNews.com. US investment adviser Two Prime has partnered with staking infrastructure provider Figment to offer institutional clients access to cryptocurrency yield opportunities — highlighting the growing institutional shift toward blockchain-based yield strategies. Through the partnership, Two Prime’s institutional clients will gain access to yield strategies for Bitcoin (BTC) and more than 40 other digital asset protocols, including Ethereum, Solana, Avalanche and Hyperliquid, the companies announced Tuesday. Two Prime, a crypto-native investment adviser registered with the US Securities and Exchange Commission, manages roughly $1.75 billion in assets and operates one of the industry’s larger Bitcoin lending businesses. In July, Bitcoin miner MARA Holdings acquired a minority stake in Two Prime, substantially increasing the amount of BTC the firm manages on its behalf. Several blockchain firms are turning to Bitcoin yield, seeking to tap the underutilized potential of the $2.3 trillion asset. Solv Protocol has introduced a structured vault system designed to generate BTC yield through a mix of decentralized and traditional finance strategies. Bitcoin-focused DeFi startup BOB has raised $21 million to further expand Bitcoin yield opportunities using hybrid models.  Coinbase has also entered the space with its new Bitcoin Yield Fund, targeting non-US investors with returns of up to 8%. The exchange said the fund was launched “to address the growing institutional demand for bitcoin yield.” Related: Bitcoin yield demand booming as institutions seek liquidity — Solv CEO Institutional adoption fuels rising demand for Bitcoin yield Bitcoin’s outsized historical returns are pushing more investors toward yield strategies that generate income on otherwise idle holdings.  As hedge funds, family offices and asset managers move into BTC, they increasingly seek exposure that also delivers predictable returns. Unlike crypto-native “diamond hands,” institutions view Bitcoin as part of a diversified portfolio — where yield is a desired or expected component. Bitcoin price appreciation by quarter.…

Author: BitcoinEthereumNews
This Hacker Turned Stolen $53M into $103M, Now Buying ETH Again

This Hacker Turned Stolen $53M into $103M, Now Buying ETH Again

The Radiant Capital hacker is buying Ethereum again as the price fell below $4,100. The post This Hacker Turned Stolen $53M into $103M, Now Buying ETH Again appeared first on Coinspeaker.

Author: Coinspeaker
Celsius Begins Third Distribution with $220M Payout to Creditors

Celsius Begins Third Distribution with $220M Payout to Creditors

        Highlights:  Celsius begins third distribution, distributing $220.6 million to creditors. The total creditor recovery now stands at 64.9% with a goal of 67–85%. Creditors may also receive equity in Ionic Digital, a Bitcoin mining firm.  Celsius Network officially announced the third distribution to its creditors. According to the announcement, the platform will begin to distribute $220.6 million on August 20, 2025. The payout includes both cash and cryptocurrency settled through PayPal, Coinbase, Venmo, and Hyperwallet. This is part of an ongoing effort after Celsius reached an agreed reorganization plan in 2023, which was supported by 98% of its creditors. Earlier issued distributions were $2.53 billion and $127 million. The overall recovery rate has now risen to 64.9%.  Celsius will begin a third distribution of $220.6 million to eligible creditors. More info here: https://t.co/A5VoaG7CCJ — Celsius (@CelsiusNetwork) August 19, 2025  Celsius Begins Third Distribution as Total Recovery Hits 64.9% This latest round, as per the court filing, brings the creditor recovery of Celsius closer to the target of 67-85%. The funds are distributed in Bitcoin and Ethereum. U.S. dollars may instead be issued to select users, mainly corporate clients. The plan also includes equity in Ionic Digital, the mining firm owned by Celsius. The source of this distribution is demonstrated in legal filings. Celsius tapped into contingent and disputed claims in an $86.4 million capital drawdown. There was also an amount of $46.3 million in forfeited claims. Moreover, expunged claims brought in an additional $7.7 million. The remaining $17 million came about in the form of disallowed claims with former CEO Alexander Mashinsky and related parties.  Approximately $63.2 million has been allocated to the legal and administrative costs. The portal insisted on the importance of users updating their claims portal details. This guarantees prompt payouts and prevents delays in processing. To access their funds, all users have to undergo KYC checks. Furthermore, the date of distribution and eligibility depend on claim status. Mining Firm and Lawsuit Support Broader Recovery Strategy The introduction of Ionic Digital Inc. is one of the essential components of the recovery strategy. Ionic Digital is a Bitcoin mining company that focuses on recovering value from lost creditors. Equity ownership of the firm may be given to some creditors. This strategy would assist in increasing overall recovery up to 85%. Celsius is still engaging in legal issues. A United States bankruptcy judge allowed the litigation of Celsius against Tether to continue. The judge decided that the claims of breach of contract and fraud could proceed. Celsius claimed that Tether cost them billions by selling Bitcoin in early 2022.  Celsius just won a major round in its $4B lawsuit against Tether.  A U.S. judge says the case can move forward over claims that Tether sold 39,500 $BTC early during the 2022 crash, breaking their deal. If Celsius wins, this could set a BIG example for how crypto firms are… pic.twitter.com/JfVmZocNS4 — Greg Miller (@greg_miller05) July 2, 2025  The court ruled that there were enough ties between the operations of Tether and the United States, showing that the case should not be a foreign matter. While not all charges were upheld, the central claims remain active in court. Recovery Approaches Final Phase with Focus on Efficiency As Celsius begins its third distribution, most users are seeing progress in their claims. According to the firm, 93% of the initial money due has been paid out. Moreover, the rest will be managed in phases and are subject to verification and legal clearance. The collapse was preceded by risky lending and the volatility of the crypto market in July 2022. Furthermore, the crisis was worsened by exposure to Terra-Luna and other DeFi protocols. Celsius filed for Chapter 11 bankruptcy after having a $1.2 billion balance-sheet deficit. The present recovery plan has returned much of the user funds lost despite the collapse. With the third distribution in progress, it is now time to focus on final recoveries and equity distributions. Meanwhile, Celsius has warned its users to be aware of phishing attempts and only to use official communications. During the repayment periods, there have been more fraudulent activities.    eToro Platform    Best Crypto Exchange   Over 90 top cryptos to trade Regulated by top-tier entities User-friendly trading app 30+ million users    9.9   Visit eToro eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk. Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong. 

Author: Coinstats
Trump Jr.-Backed Thumzup to Acquire Dogecoin Mining Company

Trump Jr.-Backed Thumzup to Acquire Dogecoin Mining Company

        Highlights:  Thumzup is buying Dogehash to form a new Nasdaq-listed company.  Dogehash operates 2,500 mining machines and plans further expansion with renewable energy.  Thumzup raised $50M and approved $250M for crypto assets and growth.  Nasdaq-listed Thumzup Media Corporation, an AdTech firm backed by Donald Trump Jr., revealed on Tuesday that it is set to acquire Dogehash Technologies, a Dogecoin mining company based in North America. Shareholders of Dogehash, which runs large-scale Dogecoin and Litecoin mining operations, will receive 30.7 million Thumzup shares as part of the agreement. After the merger is completed, the new company will be called Dogehash Technologies Holdings, Inc. and trade on Nasdaq under the ticker XDOG.  $TZUP and Dogehash aim to become the world's leading #Dogecoin mining platform and will leverage Dogecoin Layer-2 infrastructure via staking in DeFi products within the DogeOS ecosystem to enhance miner economics and amplify yield beyond base block rewards. … — Thumzup Media Corporation (@thumz_up) August 19, 2025  The deal is expected to close in the fourth quarter if shareholders and regulators approve. This marks a bold step for Thumzup, which shifted its business direction less than a year ago to focus heavily on digital assets. CEO Robert Steele expressed his aim to take Thumzup beyond social media marketing. He added that the company should grow into a serious crypto firm with solid capital, mining operations, and treasury management expertise. He stated: “This accelerates our evolution from a digital‑marketing platform into a diversified digital‑asset infrastructure and treasury company. Dogehash brings world‑class mining expertise, low‑cost renewable power, and access to cutting‑edge Scrypt miners.” Dogehash Mining Operations and Expansion Dogehash runs about 2,500 Scrypt ASIC mining machines in North America to mine DOGE and LTC. The company also plans to add more machines this year and grow production further through 2026. Its main site uses renewable energy, and smaller sites are being added to increase output. After the merge, the new company expects to leverage to use DogeOS, a special system that makes mining more profitable. With this, miners won’t just earn from normal mining, but also from staking, lending, and other DeFi products. Executives believe this plan can keep mining Dogecoin profitable even when prices are low. Dogehash co-founder Jonathan Leong explained that his team already secured cheap, renewable energy. By joining Thumzup, they will also get access to big funding, which will help them grow faster than they could on their own. Dogehash CEO Parker Scott said the company is ready to benefit from Dogecoin’s growth and blockchain progress. He explained that, unlike others who only buy cryptocurrency with cash, Dogehash had built its own mining infrastructure. By operating a fleet of ASIC machines, the company earns revenue directly from mining. Scott noted this provides a steady and lasting supply of Dogecoin for long-term growth. Dogecoin is one of the most traded cryptocurrencies, known for fast transactions and low fees. Its supply keeps growing in a predictable way, similar to regular money. People widely use it for payments and trading, moving millions daily, and it remains among the top cryptocurrencies by market value. Thumzup’s Fundraising and Asset Plans The acquisition also follows Thumzup’s $50 million fundraising in July. This money was reserved to grow its crypto plans and purchase more mining machines. The board also gave approval for holding up to $250 million worth of digital assets. The assets include Ether, XRP, Solana, Litecoin, Dogecoin, Bitcoin, and USDC.  Thumzup’s Board of Directors has authorized the company to hold up to $250 million in cryptocurrencies, including Bitcoin (BTC), Ether (ETH), Solana (SOL), XRP, Dogecoin (DOGE), Litecoin (LTC), and Stablecoin USDC.  Read the press release: https://t.co/Rv5GxA2A40 $TZUP pic.twitter.com/HLg2FPL3Xa — Thumzup Media Corporation (@thumz_up) July 17, 2025     eToro Platform    Best Crypto Exchange   Over 90 top cryptos to trade Regulated by top-tier entities User-friendly trading app 30+ million users    9.9   Visit eToro eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk. Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong. 

Author: Coinstats
Bitcoin Hyper Unveils High-Throughput Bitcoin Layer-2 as Presale See Whales Buy $150K in One Week

Bitcoin Hyper Unveils High-Throughput Bitcoin Layer-2 as Presale See Whales Buy $150K in One Week

Bitcoin Hyper ($HYPER) took a leap forward this week with its plan to bring high-speed, low-cost transactions and smart-contract functionality to Bitcoin via a Solana Virtual Machine (SVM) rollup architecture. The project will position the world’s largest crypto asset for everyday payments and scalable on-chain apps while preserving Bitcoin’s settlement assurances. The $HYPER presale has […]

Author: Bitcoinist
Celsius begins $220.6M third payout to creditors

Celsius begins $220.6M third payout to creditors

The post Celsius begins $220.6M third payout to creditors appeared on BitcoinEthereumNews.com. Celsius Network has started its third repayment, sending $220.6 million to creditors as part of its ongoing reorganization plan. Summary Celsius launched its third payout on Aug. 20, distributing $220.6M to creditors. Total recovery now stands at 64.9%, with a final target of 67–85%. Some creditors may also receive equity in Ionic Digital, its new mining firm. Celsius announced on Aug. 20 that it has started its third round of distributions, totaling $220.6 million. This brings total recoveries to 64.9% of creditor claims. According to the company, the repayment includes both cryptocurrency and cash, distributed through platforms such as Coinbase, PayPal, Venmo, and Hyperwallet. The distribution follows two payment rounds, with $127 million distributed in November 2024 and a $2.53 billion payout to more than 251,000 creditors in early 2024. The reorganization plan, which was approved by 98% of creditors in 2023, aims for a 67%–85% eventual recovery. Celsius’s mining arm may also give some creditors stock in Ionic Digital Inc., a Bitcoin (BTC) mining company. Celsius has requested that eligible creditors update their information through the official claims portal in order to prevent delays in payment. Some claimants may encounter additional delays as a result of ongoing legal and regulatory issues that affect repayment eligibility. From collapse to partial recovery Celsius’s bankruptcy in July 2022 was primarily caused by risky financial practices, market volatility, and poor liquidity management. At its peak, the platform, which relied on unsecured lending and leveraged trading, promised annual returns of up to 18%. The 2022 market crash, worsened by exposure to Terra-Luna and decentralized finance losses, forced Celsius to freeze withdrawals and ultimately file for Chapter 11 with a $1.2 billion deficit. The collapse led to the loss of billions of dollars in customer funds, regulatory crackdowns, and lawsuits against its leadership. Even though…

Author: BitcoinEthereumNews
From $0.035 to $3.50? Analysts Claim Mutuum Finance (MUTM) is the Best Ethereum DeFi Token to Buy in 2025

From $0.035 to $3.50? Analysts Claim Mutuum Finance (MUTM) is the Best Ethereum DeFi Token to Buy in 2025

Mutuum Finance (MUTM) is turning heads across the Ethereum DeFi market after analysts spotlighted its staggering growth potential, from a modest $0.035 to a projected $3.50 in 2025. Mutuum Finance (MUTM) is currently in presale phase 6. Early adopters of the project are set to reap fast 500% returns as soon as the project launches.  […]

Author: Cryptopolitan
Celsius begins $220M distribution in third payout round to creditors

Celsius begins $220M distribution in third payout round to creditors

Celsius repayment update — crypto lender starts $220.6M third payout, bringing creditor recovery close to 65%.

Author: Crypto.news
The Stablecoin War: USDC vs Decentralized Alternatives

The Stablecoin War: USDC vs Decentralized Alternatives

Stablecoins have quietly become the backbone of the crypto economy. They serve as the bridge between volatile digital assets and the stability of fiat currencies, making them indispensable for trading, lending, and global payments. But the stablecoin space is far from settled. Today, the market is dominated by Tether (USDT) and USD Coin (USDC). Yet a new wave of decentralized alternatives is emerging, challenging the very foundations of what stable digital money should look like. The question is no longer whether stablecoins are here to stay — it’s which model will shape the future of digital finance.USDC: Regulation and Trust as a StrategyUSDC, issued by Circle, positions itself as a transparent, regulated, and institution-friendly stablecoin. Backed by monthly attestations and partnerships with regulated banks, USDC has gained significant traction in the U.S. and among companies that prioritise compliance.USDC has found strong adoption in DeFi protocols and as a preferred on-ramp for institutions. Its temporary depeg during the Silicon Valley Bank collapse in 2023 raised concerns about reliance on the U.S. banking system, yet Circle’s rapid recovery reinforced its commitment to transparency.The strategy behind USDC is clear: it seeks to be the bridge between traditional finance (TradFi) and decentralized finance (DeFi), aligning with regulators and institutional players. Its challenge is scaling globally while remaining compliant in an increasingly fragmented regulatory environment.Decentralized Alternatives: The Crypto-Native ApproachBeyond USDT and USDC, a new generation of decentralized stablecoins is attempting to solve the centralization problem. Projects like DAI (MakerDAO), FRAX, and LUSD (Liquity) offer alternatives that are not dependent on a single entity or traditional banking system.DAI pioneered the model, backed by crypto collateral like ETH. However, over time, DAI itself became partially dependent on USDC, raising concerns about true decentralization.FRAX introduced a hybrid model, partially algorithmic and partially collateralized, showing that experimentation is still alive in stablecoin design.LUSD focuses on pure crypto collateral and immutable rules, offering an uncompromising approach to decentralization.The appeal of these stablecoins lies in their resilience against censorship and banking risks, making them attractive for crypto-native users. Still, they face challenges of scale, liquidity, and sometimes complexity compared to centralized giants.The Strategic Battle: Regulation vs Adoption vs DecentralizationThe stablecoin war is more than a competition of tokens — it’s a clash of visions.USDT bets on ubiquity and liquidity, prioritizing accessibility over regulatory alignment.USDC bets on compliance and institutional trust, aligning itself with the future of regulated digital finance.Decentralized alternatives bet on crypto-native values, resisting central control and censorship.The outcome may not be a single winner but a multipolar stablecoin ecosystem, where different coins serve different audiences: traders, institutions, and decentralized communities. The bigger question is how governments and central banks respond — especially as CBDCs (Central Bank Digital Currencies) loom on the horizon.Stablecoins are no longer just tools for traders; they are becoming the core infrastructure of global crypto markets and potentially, the future of money itself. USDT continues to dominate through liquidity and accessibility, USDC builds trust through regulation and compliance, and decentralized stablecoins push forward with censorship resistance and crypto-native design.The “Stablecoin War” will not be decided overnight. Instead, we are likely heading toward a diverse ecosystem where centralized and decentralized models coexist, shaped by regulation, user demand, and innovation. For crypto enthusiasts, builders, and investors, understanding this battle is crucial — because stablecoins are not just about stability. They’re about who controls the future of money in the digital era.If you found this article insightful, don’t miss out on future content! Subscribe to my Medium profile and follow me for weekly updates. Every other day, I publish new articles exploring the latest trends, innovations, and insights in technology, governance, and beyond. Join me on this journey of discovery, and together, let’s explore the endless possibilities of our rapidly evolving world.The Stablecoin War: USDC vs Decentralized Alternatives was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story.

Author: Medium