Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

23505 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Do Kwon Pleads Guilty — What It Means for Global Crypto Markets

Do Kwon Pleads Guilty — What It Means for Global Crypto Markets

Law and Ledger is a news segment focusing on crypto legal news, brought to you by Kelman Law – A law firm focused on digital asset commerce. The following opinion editorial was written by Alex Forehand and Michael Handelsman for Kelman.Law. Do Kwon’s Guilty Plea On August 12, 2025, the United States Attorney’s Office for […]

Author: Bitcoin.com News
Coinbase Flags Early Signs of Altcoin Season, With Ethereum at Core of Momentum

Coinbase Flags Early Signs of Altcoin Season, With Ethereum at Core of Momentum

Coinbase believes crypto markets may be on the cusp of a full-scale altcoin season, with institutional demand for Ethereum playing a central role and a potential Federal Reserve rate cut in September setting the stage for retail inflows. In its August research outlook published Thursday, the exchange said the market has largely followed the path it predicted earlier this year, when it expected new highs in the second half of 2025. Stronger-than-anticipated macro conditions and clearer regulatory frameworks have helped fuel that momentum. Bitcoin’s market dominance has slipped from 65% in May to about 59% in August. Coinbase said the decline points to the early stages of capital rotation into altcoins. At the same time, altcoin market capitalization has jumped more than 50% since July to $1.4 trillion. Altcoin Season is coming As September approaches, the transition to a full-scale altcoin season is likely. Our positive 3Q25 outlook stems from macro trends such as potential Fed rate cuts and expected regulatory advancements. More key themes in this Monthly Outlook report ↓ — Coinbase Institutional 🛡️ (@CoinbaseInsto) August 14, 2025 ETH Market Cap Jumps 50% Since July on Treasury Buys The Altcoin Season Index, a metric that tracks whether alts are outperforming Bitcoin, remains in the low 40s, below the 75 threshold that signals a full rotation. Still, Coinbase noted that conditions are aligning for a broader rally as September approaches. Ethereum has been the main beneficiary of this shift. Its market cap has grown 50% since early July, powered by demand from digital asset treasuries and a growing narrative around stablecoins and real-world assets. Bitmine Immersion Technologies alone has acquired 1.2m ETH after raising $20b, with capacity to purchase $24.5b worth. The firm has overtaken Sharplink Gaming, the former leader among Ethereum-focused treasuries. Together, top institutional holders now control nearly 3 million ETH, about 2% of the supply. Source: Coinbase Tokens linked closely to Ethereum, including Arbitrum, Ethena, Lido DAO and Optimism, have all moved in step with ETH. Of these, only Lido has rallied sharply, gaining 58% this month. Coinbase said Lido’s rise reflected both its exposure to ETH and a US SEC staff statement earlier in August that liquid staking tokens are not securities under certain conditions. Alt Season Not Fully Here, But Conditions Are Building While institutional flows dominate the ETH story, Coinbase said retail capital is also waiting to move. More than $7.2 trillion currently sits in US money market funds, the largest stockpile on record. These balances represent what the firm called “missed opportunity costs” caused by high traditional valuations, trade uncertainties and lingering doubts about growth. It expects the upcoming Fed cuts to reduce the appeal of money market funds and redirect capital into crypto and other risk assets. The firm’s liquidity index, which tracks stablecoin issuance, trading volumes, orderbook depth and free float, has also begun to recover after six months of decline. Coinbase said this is an early sign that liquidity is returning to the crypto market. “Our 3Q25 outlook remains constructive, though our view on an altcoin season has evolved,” the report said. “The recent decrease in Bitcoin dominance suggests an early rotation of capital into altcoins rather than a full-scale altcoin season at this stage. With the Fed expected to ease in September and the SEC signaling flexibility around some token models, Coinbase said the conditions for a deeper altcoin season are beginning to fall into place.

Author: CryptoNews
Coinbase flags 50% rise in altcoin market cap since July — Is this the start of altcoin season?

Coinbase flags 50% rise in altcoin market cap since July — Is this the start of altcoin season?

The altcoin market has surged more than 50% since early July, strengthening calls for altcoin season. According to Coinbase’s latest monthly market report, published on Aug. 14, this growth, alongside falling Bitcoin (BTC) dominance, could be the first sign of…

Author: Crypto.news
Circle Touts $658 Million in Annual Revenue as Q2 Results Drop

Circle Touts $658 Million in Annual Revenue as Q2 Results Drop

The firm is fresh off a massively successful initial public offering in June and is riding the coattails of a pro-crypto Congress. Stablecoin Giant Circle Rakes in $658M in Revenue Circle (NYSE: CRCL), the world’s second largest stablecoin issuer, is having a stellar year so far, exceeding revenue expectations in its debut quarterly earnings report […]

Author: Bitcoin.com News
RWA Exclusive Token Standard: Analysis of ERC-3643’s Compliance Characteristics and Application Scenario

RWA Exclusive Token Standard: Analysis of ERC-3643’s Compliance Characteristics and Application Scenario

In the convergence of blockchain technology and traditional financial markets, RWAs have become one of the most transformative innovations. However, the tokenization of real-world assets (RWAs) has long faced development

Author: PANews
Circle shares drop following forecast of $618 million revenue hit from rate cuts

Circle shares drop following forecast of $618 million revenue hit from rate cuts

Circle (CRCL) closed trading with a 9% decline on Thursday after Dragonfly investor Omar Kanji predicted that a potential interest rate cut by the Federal Reserve (Fed) in September could result in a $618 million drop in the company's revenue.

Author: Fxstreet
From Stripe to Circle, why are fintech companies rushing to build their own blockchains?

From Stripe to Circle, why are fintech companies rushing to build their own blockchains?

By Ben Weiss, Fortune Magazine Compiled by Luffy, Foresight News Building one's own blockchain has become a new trend in the fintech sector. US cryptocurrency exchange Coinbase already has its

Author: PANews
Citigroup Considers Providing Custody and Payment Services for Stablecoin and Cryptocurrency ETFs

Citigroup Considers Providing Custody and Payment Services for Stablecoin and Cryptocurrency ETFs

PANews reported on August 15th that Biswarup Chatterjee, global head of partnerships and innovation at Citigroup's services division, said in an interview that the bank is exploring stablecoin custody and

Author: PANews
Citigroup Weighs Stablecoin and Crypto ETF Custody—$2.57T Giant Eyes Payments Push

Citigroup Weighs Stablecoin and Crypto ETF Custody—$2.57T Giant Eyes Payments Push

Citigroup is exploring a major expansion into the digital asset space, with plans that could put the $2.57 trillion banking giant at the center of stablecoin custody, crypto ETF infrastructure, and blockchain-based payments. Speaking to Reuters, Biswarup Chatterjee, Citi’s global head of partnerships and innovation for its services division, said the bank is looking at providing custody for the high-quality assets that back stablecoins. Citi’s Stablecoin Plans Could Reshape Digital Asset Payments and Settlement Under the GENIUS Act signed into law this year, issuers must hold safe assets like U.S. Treasuries or cash to support their tokens, creating an opening for traditional custody banks to step in. “Providing custody services for those high-quality assets backing stablecoins is the first option we are looking at,” Chatterjee said. Citi’s services arm, which includes treasury, cash management, and payments for major corporations, has been a core part of the bank even as it undergoes a sweeping restructuring. The interest comes as the stablecoin market grows beyond crypto trading into mainstream payments and settlements. McKinsey estimates about $250 billion in stablecoins have been issued, but usage is still largely concentrated within the crypto sector. Citi sees the recent legislation as a turning point. 🏦 Citigroup @Citi is weighing its own stablecoin and diving into tokenized deposits, CEO Jane Fraser said during the Q2 earnings call, signaling a deeper digital pivot. #Citi #Stablecoins https://t.co/95SaJd4U7k — Cryptonews.com (@cryptonews) July 16, 2025 Citi is also considering issuing its own stablecoin, an idea CEO Jane Fraser confirmed in July during the bank’s second-quarter earnings call. “We are looking at the issuance of a Citi stablecoin, but probably most importantly is the tokenized deposit space, where we’re very active,” Fraser told analysts at the time. She said the goal was to modernize infrastructure and deliver “the benefits of advancements in stablecoin and digital assets to our clients in a safe and sound manner.” Citi’s ambitions extend beyond stablecoins. The bank is examining custody services for the crypto assets underpinning exchange-traded funds. Since the SEC approved spot bitcoin ETFs last year, the largest, BlackRock’s iShares Bitcoin Trust, has amassed a market cap of around $90 billion. “There needs to be custody of the equivalent amount of digital currency to support these ETFs,” Chatterjee noted. Coinbase currently dominates the ETF custody space, serving more than 80% of issuers. On the payments front, Citi already offers “tokenized” U.S. dollar transfers via blockchain between accounts in New York, London, and Hong Kong, operating 24 hours a day. The bank is now developing services to let clients send stablecoins between accounts or instantly convert them into dollars for payments. Chatterjee said discussions with clients are underway to identify use cases. Regulators, once cautious about traditional banks entering the crypto sector, have adopted a more accommodating stance under the current U.S. administration. Still, Citi will need to comply with anti-money laundering rules and international currency controls. Custody operations, Chatterjee stressed, must ensure assets were used for legitimate purposes before acquisition and must be backed by robust cyber and operational security. Fraser has framed Citi’s approach as a response to client needs and the broader shift toward always-on, instant settlement. “Digital assets are the next evolution in the broader digitization of payments, financing, and liquidity,” she said. “Ultimately, what we care about is what our clients want and how do we meet that need.” With $2.57 trillion in assets under custody, Citi’s entry into stablecoins and ETF crypto custody could reshape how traditional finance integrates with the digital asset economy. U.S. Banking Groups Urge Congress to Ban Stablecoin Yield Payments by Affiliates Major U.S. banking trade associations are urging Congress to bar stablecoin issuers’ affiliates from paying interest to token holders, warning it could drain deposits from banks and limit lending. 🇺🇸 U.S. bank groups seek to expand GENIUS Act limits on stablecoin interest, raising broader questions over global payments policy. #stablecoin #geniusact https://t.co/dhN9j0X3QZ — Cryptonews.com (@cryptonews) August 13, 2025 In a joint letter, the American Bankers Association, Bank Policy Institute, Consumer Bankers Association, Financial Services Forum, and Independent Community Bankers of America said the GENIUS Act’s current language prohibits issuers from offering yield but leaves a gap that allows exchanges and related entities to do so. They cited Treasury estimates that interest-bearing stablecoins could trigger up to $6.6 trillion in deposit outflows, increasing funding pressure on banks and money market funds. The groups stressed that bank deposits remain a key source for loans, while stablecoins are not designed for lending and lack equivalent oversight. They warned that joint marketing between issuers and exchanges could accelerate withdrawals in times of stress, raising borrowing costs for households and businesses. They called for extending the prohibition to all intermediaries handling stablecoin transactions. The push comes amid rapid sector growth. CertiK reports stablecoin supply rose from $204 billion to $252 billion in early 2025, with USDT dominating and USDC expanding to $61 billion. PayPal’s PYUSD doubled via a Solana integration and launched a 3.7% yield program. Coinbase and PayPal maintain their reward programs, arguing the ban applies only to issuers. Ripple CEO Brad Garlinghouse predicts the market could grow to $2 trillion , driven by institutional adoption and regulation.

Author: CryptoNews
Mesh Funding Tops $130M to Expand Crypto Payment Infrastructure

Mesh Funding Tops $130M to Expand Crypto Payment Infrastructure

Mesh announced it obtained additional funding on Aug. 14, 2025, with Paypal Ventures among the key investors. The capital raise brings the company’s total funding beyond $130 million. Mesh Bolsters War Chest With Investor Injection Investors in this round include Paypal Ventures, Coinbase Ventures, Uphold, Mirana Ventures, SBI Investment, Overlook Ventures, Kingsway Capital, Moderne Ventures […]

Author: Bitcoin.com News