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Top Lending & Borrowing Protocol Tokens by Market Capitalization

Lending and borrowing protocols are core DeFi applications that allow users to supply assets for yield or collateralize them for cryptocurrency loans. These permissionless networks use smart contracts to automate interest rates based on real-time supply and demand dynamics. Native tokens are generally utilized for decentralized governance, revenue sharing, and incentivizing protocol liquidity.

#
Coin
Price
Last 7 Days
Action
1
AaveToken
AaveToken
AAVE
$ 87.74
-0.70%
-3.50%
-9.79%
$ 1.36B
$ 3.40K
2
MORPHO
MORPHO
MORPHO
$ 1.8874
-0.22%
+0.80%
-4.58%
$ 951.12M
$ 33.97K
3
Olympus
Olympus
OHM
$ 18.76
-0.11%
+0.00%
+1.30%
$ 280.32M
$ 119.01K
4
Maple Finance
Maple Finance
SYRUP
$ 0.15535
-0.26%
+0.17%
-4.18%
$ 185.74M
$ 449.36K
5
Compound
Compound
COMP
$ 16.17
-0.18%
-1.03%
-1.63%
$ 162.60M
$ 19.60K
6
Kamino
Kamino
KMNO
$ 0.01805
+0.06%
-0.72%
-6.78%
$ 87.20M
$ 3.12M
7
Quantix Finance
Quantix Finance
QFI
$ 58.844
+0.20%
+0.96%
0.00%
$ 58.87M
$ 8.91K
8
Venus
Venus
XVS
$ 2.6963
+0.17%
+0.65%
-2.29%
$ 44.26M
$ 21.23K
9
Spark
Spark
SPK
$ 0.01543
0.00%
+0.72%
-2.59%
$ 43.25M
$ 3.68M
10
Zest Protocol
Zest Protocol
ZEST
$ 0.2214
+0.19%
-1.00%
-10.58%
$ 32.52M
$ 361.58K
11
Euler Finance
Euler Finance
EUL
$ 1.3305
-0.55%
-5.91%
-3.13%
$ 31.81M
$ 68.48K
12
CoinDepo
CoinDepo
COINDEPO
$ 0.11439
+0.11%
+2.51%
+14.08%
$ 28.63M
$ 2.82M
13
Dogelon Mars
Dogelon Mars
ELON
$ 0.00000002749
+0.55%
-2.44%
-3.84%
$ 27.53M
$ 3.42T
14
deBridge
deBridge
DBR
$ 0.01393
-0.07%
+0.72%
-1.62%
$ 26.85M
$ 3.80M
15
Lista DAO
Lista DAO
LISTA
$ 0.05285
-0.02%
+1.46%
+8.17%
$ 21.65M
$ 1.12M
16
Yei Finance
Yei Finance
CLO
$ 0.12545
+0.01%
+4.72%
+4.89%
$ 16.31M
$ 1.05M
17
EVAA Protocol
EVAA Protocol
EVAA
$ 0.8612
+0.70%
+4.04%
+3.27%
$ 15.50M
$ 432.53K
18
Moonwell
Moonwell
WELL
$ 0.0029719
-0.36%
+0.01%
+0.43%
$ 13.46M
$ 1.03M
19
Dolomite
Dolomite
DOLO
$ 0.02221
+0.04%
+1.41%
+5.52%
$ 9.88M
$ 2.70M
20
Wise
Wise
WISE
$ 0.103573
-0.07%
+0.02%
+1.24%
$ 8.98M
$ 14.54K
21
BENQI
BENQI
BENQI
$ 0.001179
-0.34%
-10.77%
-5.46%
$ 8.47M
$ 82.54M
22
Abelian
Abelian
ABEL
$ 0.06761
-0.19%
+0.73%
-3.74%
$ 7.96M
$ 175.40K
23
Xauras
Xauras
XRS
$ 0.02977502
0.00%
0.00%
0.00%
$ 6.65M
$ 14.88K
24
NAVI Protocol
NAVI Protocol
NAVX
$ 0.007689
-0.05%
-1.79%
-3.68%
$ 6.27M
$ 6.93M
25
HyperLend
HyperLend
HPL
$ 0.01115669
+1.53%
-0.03%
-6.29%
$ 3.73M
$ 73.37K
26
Suilend
Suilend
SEND
$ 0.050708
+0.16%
+0.01%
+1.08%
$ 3.73M
$ 1.89K
27
Gearbox
Gearbox
GEAR
$ 0.00035906
-0.18%
+0.04%
-4.26%
$ 3.59M
$ 1.97K
28
Liqwid Finance
Liqwid Finance
LQ
$ 0.175298
+0.55%
--
+6.85%
$ 3.56M
$ 892.54
29
Goldfinch
Goldfinch
GFI
$ 0.03139
-1.01%
-2.67%
-4.77%
$ 2.74M
$ 1.97M
30
Avalon
Avalon
AVL
$ 0.01681
-0.24%
+0.60%
-4.55%
$ 2.71M
$ 3.29M
31
Blend
Blend
BLND
$ 0.03339085
-0.15%
-0.12%
-18.98%
$ 2.24M
$ 9.69K
32
Nest
Nest
NEST
$ 0.00348064
-0.06%
-0.10%
-24.34%
$ 1.67M
$ 48.32K
33
Hatom
Hatom
HTM
$ 0.01601451
-0.31%
0.00%
+4.16%
$ 1.30M
$ 2.42K
34
TrueFi
TrueFi
TRU
$ 0.00083793
-0.84%
-0.00%
+7.73%
$ 1.05M
$ 14.07K
35
Scallop
Scallop
SCA
$ 0.0064
-1.56%
-10.00%
-19.23%
$ 1.01M
$ 696.46K
36
Reservoir
Reservoir
DAM
$ 0.00328289
-0.18%
-0.05%
-12.11%
$ 847.00K
$ 507.23
37
MEZO
MEZO
MEZO
$ 0.007993
-0.47%
+0.64%
-12.01%
$ 687.57K
$ 6.92M
38
Radiant Capital
Radiant Capital
RDNT
$ 0.00046979
+0.07%
-0.01%
-9.92%
$ 675.06K
$ 31.21K
39
Seamless Protocol
Seamless Protocol
SEAM
$ 0.01399288
0.00%
-0.00%
-15.14%
$ 569.30K
$ 44.91
40
Nostra
Nostra
NSTR
$ 0.00555707
-0.05%
--
-0.11%
$ 555.60K
$ 490.02
41
Notional Finance
Notional Finance
NOTE
$ 0.00541058
0.00%
--
-2.05%
$ 528.33K
$ 96.56
42
DefiTuna
DefiTuna
TUNA
$ 0.00150783
+0.11%
-0.05%
+20.98%
$ 424.48K
$ 167.81
43
Celsius Network
Celsius Network
CEL
$ 0.0113872
-0.34%
+0.01%
+1.96%
$ 406.74K
$ 359.22
44
Silo Finance
Silo Finance
SILO
$ 0.00061742
0.00%
--
-0.07%
$ 377.99K
$ 9.10
45
LO0P
LO0P
LO0P
$ 0.368152
-0.17%
-0.04%
-38.80%
$ 368.12K
$ 13.43K
46
BendDAO
BendDAO
BEND
$ 2.885E-5
0.00%
+2.40%
+5.79%
$ 118.82K
--
47
dForce
dForce
DF
$ 0.00010086
0.00%
--
-31.45%
$ 100.85K
$ 5.59
48
Paystream
Paystream
PAYS
$ 0.03034493
0.00%
--
-0.07%
$ 97.21K
$ 1.66
49
Pixie Dust
Pixie Dust
DUST
$ 0.03248945
0.00%
-0.01%
-18.17%
$ 92.90K
$ 1.85K
50
Alpaca Finance
Alpaca Finance
ALPACA
$ 0.00059873
+0.08%
+0.03%
+4.89%
$ 90.81K
$ 2.38K

Frequently Asked Questions

How do decentralized lending and borrowing protocols function without traditional banks?
Decentralized lending protocols function via smart contracts that pool liquidity from depositors and automatically match them with borrowers, eliminating the need for banking intermediaries and credit checks.
What is over-collateralization in decentralized finance (DeFi) lending?
Because DeFi is largely anonymous, over-collateralization requires borrowers to deposit assets worth more than the value of the cryptocurrency they wish to borrow. This guarantees that lenders will always be repaid even if the borrower defaults.
How are interest rates determined on cryptocurrency lending protocols?
Interest rates on cryptocurrency lending protocols are determined algorithmically in real-time based on the utilization rate of the liquidity pool. High borrowing demand automatically triggers higher interest rates to attract more depositors.
What role do liquidation mechanisms play in securing DeFi borrowing platforms?
Liquidation mechanisms protect the protocol's solvency. If the value of a borrower's collateral drops below a specific threshold due to market volatility, smart contracts automatically sell the collateral to repay the debt and protect the lenders.

Disclaimer

The inclusion of digital assets in the Lending/Borrowing Protocols sector, along with the classification rules and market data, are sourced from independent third parties. Listing a token in this category does not constitute an endorsement, guarantee, or investment recommendation by MEXC. All content is for informational purposes only. Cryptocurrency prices are subject to market fluctuations; please conduct your own research (DYOR) and trade cautiously.