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Top Lending & Borrowing Protocol Tokens by Market Capitalization

Lending and borrowing protocols are core DeFi applications that allow users to supply assets for yield or collateralize them for cryptocurrency loans. These permissionless networks use smart contracts to automate interest rates based on real-time supply and demand dynamics. Native tokens are generally utilized for decentralized governance, revenue sharing, and incentivizing protocol liquidity.

#
Coin
Price
Last 7 Days
Action
1
AaveToken
AaveToken
AAVE
$ 92.98
+2.81%
+1.95%
+1.95%
$ 1.45B
$ 6.92K
2
MORPHO
MORPHO
MORPHO
$ 2.0854
+1.61%
+3.69%
+3.69%
$ 1.04B
$ 45.61K
3
Maple Finance
Maple Finance
SYRUP
$ 0.24489
+1.16%
+0.66%
+0.66%
$ 291.75M
$ 339.69K
4
Olympus
Olympus
OHM
$ 19.32
+0.42%
-1.27%
+0.42%
$ 289.30M
--
5
Compound
Compound
COMP
$ 21.84
+0.95%
+7.70%
+7.70%
$ 234.34M
$ 3.74K
6
Kamino
Kamino
KMNO
$ 0.02334
+2.81%
-1.48%
-1.48%
$ 103.13M
$ 3.77M
7
Spark
Spark
SPK
$ 0.0373
-1.09%
-5.10%
-5.10%
$ 94.84M
$ 1.98M
8
Quantix Finance
Quantix Finance
QFI
$ 61.304
+6.93%
-0.81%
-0.81%
$ 60.94M
$ 6.46K
9
Venus
Venus
XVS
$ 2.6902
+0.79%
-0.55%
-0.55%
$ 43.54M
$ 21.63K
10
Dogelon Mars
Dogelon Mars
ELON
$ 0.00000003935
+1.17%
+1.04%
+1.04%
$ 39.72M
$ 2.41T
11
Euler Finance
Euler Finance
EUL
$ 1.4436
+0.42%
-3.27%
-3.27%
$ 33.48M
$ 50.93K
12
Lista DAO
Lista DAO
LISTA
$ 0.08773
+2.75%
+1.95%
+1.95%
$ 32.55M
$ 712.52K
13
deBridge
deBridge
DBR
$ 0.01382
0.00%
-1.23%
-1.23%
$ 26.23M
$ 4.07M
14
Moonwell
Moonwell
WELL
$ 0.0043168
+0.68%
+1.29%
+0.68%
$ 19.47M
--
15
CoinDepo
CoinDepo
COINDEPO
$ 0.07344
-0.20%
-0.23%
-0.23%
$ 18.34M
$ 2.79M
16
Goldfinch
Goldfinch
GFI
$ 0.1781
+1.71%
+7.03%
+7.03%
$ 16.64M
$ 352.70K
17
Yei Finance
Yei Finance
CLO
$ 0.14086
-0.49%
-12.84%
-12.84%
$ 15.75M
$ 1.78M
18
Dolomite
Dolomite
DOLO
$ 0.03361
+1.64%
-2.05%
-2.05%
$ 14.53M
$ 1.81M
19
BENQI
BENQI
QI
$ 0.00183482
+0.10%
-0.18%
+0.10%
$ 13.21M
--
20
Save
Save
SAVE
$ 0.190173
+0.02%
-1.31%
+0.02%
$ 9.51M
--
21
Abelian
Abelian
ABEL
$ 0.07108
+0.65%
+0.39%
+0.39%
$ 8.27M
$ 207.51K
22
NAVI Protocol
NAVI Protocol
NAVX
$ 0.009017
+0.37%
-1.54%
-1.54%
$ 7.24M
$ 5.69M
23
Suilend
Suilend
SEND
$ 0.08421
+0.02%
+1.16%
+1.16%
$ 5.83M
$ 588.43K
24
HyperLend
HyperLend
HPL
$ 0.01411709
-3.37%
-1.70%
-3.37%
$ 5.39M
--
25
EVAA Protocol
EVAA Protocol
EVAA
$ 0.7061
+1.67%
+6.98%
+6.98%
$ 4.96M
$ 1.68M
26
Avalon
Avalon
AVL
$ 0.02699
+0.33%
+1.19%
+1.19%
$ 4.40M
$ 2.02M
27
Liqwid Finance
Liqwid Finance
LQ
$ 0.192445
+0.43%
+1.53%
+0.43%
$ 3.91M
--
28
Mustang
Mustang
MUST
$ 0.499553
0.00%
0.00%
0.00%
$ 3.16M
--
29
Wise
Wise
WISE
$ 0.126246
+0.19%
-3.33%
+0.19%
$ 2.96M
--
30
Gearbox
Gearbox
GEAR
$ 0.00028264
-0.70%
-1.91%
-0.70%
$ 2.83M
--
31
Scallop
Scallop
SCA
$ 0.0168
-0.59%
0.00%
0.00%
$ 2.62M
$ 26.18K
32
DefiTuna
DefiTuna
TUNA
$ 0.00920153
-0.01%
+1.17%
-0.01%
$ 2.59M
--
33
Radiant
Radiant
RDNT
$ 0.001778
+0.28%
+0.51%
+0.51%
$ 2.52M
$ 29.80M
34
Seamless Protocol
Seamless Protocol
SEAM
$ 0.061992
+1.70%
-19.87%
+1.70%
$ 2.49M
--
35
Reservoir
Reservoir
DAM
$ 0.010787
+3.97%
-1.94%
-1.94%
$ 2.14M
$ 6.44M
36
Blend
Blend
BLND
$ 0.050707
+0.35%
-1.57%
+0.35%
$ 1.79M
--
37
TrueFi
TrueFi
TRU
$ 0.00134235
-3.75%
+0.95%
-3.75%
$ 1.69M
--
38
Nostra
Nostra
NSTR
$ 0.00696882
-1.54%
-0.18%
-1.54%
$ 696.56K
--
39
Celsius Network
Celsius Network
CEL
$ 0.01893784
+0.15%
+0.59%
+0.15%
$ 676.44K
--
40
Silo Finance
Silo Finance
SILO
$ 0.00091322
-1.45%
+1.36%
-1.45%
$ 558.84K
--
41
Pixie Dust
Pixie Dust
DUST
$ 0.536495
+2.61%
+1.97%
+2.61%
$ 529.91K
--
42
Notional Finance
Notional Finance
NOTE
$ 0.00870372
-1.84%
-2.93%
-1.84%
$ 409.41K
--
43
dForce
dForce
DF
$ 0.00035611
+15.12%
-1.37%
+15.12%
$ 356.08K
--
44
Paystream
Paystream
PAYS
$ 0.03984885
-8.40%
-6.28%
-8.40%
$ 353.36K
--
45
Hatom
Hatom
HTM
$ 0.01527
+0.19%
+0.33%
+0.33%
$ 257.18K
$ 3.81M
46
BendDAO
BendDAO
BEND
$ 3.547E-5
+2.01%
-1.15%
+2.01%
$ 145.36K
--
47
Neptune
Neptune
NEPT
$ 0.03700187
-2.66%
+0.46%
-2.66%
$ 142.87K
--
48
Pike Finance
Pike Finance
P
$ 0.00046336
0.00%
-0.64%
0.00%
$ 106.61K
--
49
Alpaca Finance
Alpaca Finance
ALPACA
$ 0.00051929
-0.03%
-0.13%
-0.03%
$ 78.72K
--
50
Mendi Finance
Mendi Finance
MENDI
$ 0.00042114
-0.23%
-0.39%
-0.23%
$ 23.29K
--

Frequently Asked Questions

How do decentralized lending and borrowing protocols function without traditional banks?
Decentralized lending protocols function via smart contracts that pool liquidity from depositors and automatically match them with borrowers, eliminating the need for banking intermediaries and credit checks.
What is over-collateralization in decentralized finance (DeFi) lending?
Because DeFi is largely anonymous, over-collateralization requires borrowers to deposit assets worth more than the value of the cryptocurrency they wish to borrow. This guarantees that lenders will always be repaid even if the borrower defaults.
How are interest rates determined on cryptocurrency lending protocols?
Interest rates on cryptocurrency lending protocols are determined algorithmically in real-time based on the utilization rate of the liquidity pool. High borrowing demand automatically triggers higher interest rates to attract more depositors.
What role do liquidation mechanisms play in securing DeFi borrowing platforms?
Liquidation mechanisms protect the protocol's solvency. If the value of a borrower's collateral drops below a specific threshold due to market volatility, smart contracts automatically sell the collateral to repay the debt and protect the lenders.

Disclaimer

The inclusion of digital assets in the Lending/Borrowing Protocols sector, along with the classification rules and market data, are sourced from independent third parties. Listing a token in this category does not constitute an endorsement, guarantee, or investment recommendation by MEXC. All content is for informational purposes only. Cryptocurrency prices are subject to market fluctuations; please conduct your own research (DYOR) and trade cautiously.