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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14078 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Will the GENIUS Act Usher a Stablecoin Startup Funding Boom?

Will the GENIUS Act Usher a Stablecoin Startup Funding Boom?

The post Will the GENIUS Act Usher a Stablecoin Startup Funding Boom? appeared on BitcoinEthereumNews.com. The “Guiding and Establishing National Innovation for US Stablecoins of 2025”, also known as the GENIUS Act, might pave the way for yet another boom for crypto.  Could it also spell a flurry of venture capital investments in the stablecoin space? A New Age of Stablecoin Treasuries? GENIUS, passed in July 2025, provides a framework for the larger adoption of stablecoins. And stablecoins could become the rails for a Cambrian explosion of new crypto applications.  That’s because instead of relying on old, slow, and fee-heavy payment banking rails, stablecoins are new, fast and cheap.  However, it’s new territory, and there are risks. But the future seems bright for stablecoins.  “The most highly observable, fast-growing trend to keep an eye on is stablecoins,” said David Mort, an early investor in Coinbase and General Partner of Propel VC. “Over the next five years, we likely see exponential growth in stablecoin-linked treasuries and deposits onchain.” Total stablecoin market cap since 2018. Source: DefiLlama According to DefiLlama, the total market capitalization for stablecoins is currently $272 billion. Tether dominates the space with a $165 billion share of the market cap, followed by Circle’s USDC at $67 billion and Ethena at $11 billion.  So, now that companies have US regulatory rails to ride on, even more growth in the stablecoin market cap is probably on the way.  “The GENIUS Act provides the regulatory stability for the underlying payment rails, which frees up innovators to focus on building that superior user experience,” said Artem Gordadze, an angel investor in NEAR Foundation and advisor at startup accelerator Techstars.  Fresh Rails and A Lot of New Assets There’s a rush to issue new stablecoins, which seems to be occurring almost every day of the week. This is especially from brand names like Bank of America.   The GENIUS Act…

Author: BitcoinEthereumNews

2025/08/26

A Stablecoin Cryptocurrency On The TRON Blockchain

A Stablecoin Cryptocurrency On The TRON Blockchain

The post A Stablecoin Cryptocurrency On The TRON Blockchain appeared on BitcoinEthereumNews.com. USDJ is a stablecoin cryptocurrency that operates on the TRON blockchain. It is part of the JUST DeFi ecosystem, which includes various decentralized financial products and services. USDJ is designed to maintain a stable value by being pegged to the United States Dollar (USD) through a system of collateralization and governance mechanisms.  USDJ is part of the broader DeFi ecosystem, which aims to provide decentralized financial products and services, including lending, borrowing, and stablecoin issuance, without traditional intermediaries like banks. USDJ is categorized as a stablecoin because its value is designed to be relatively stable and maintain a 1:1 peg with the United States Dollar. This stability is achieved through a collateralization system. USDJ is backed by collateral in the form of other cryptocurrencies, primarily TRX, the native cryptocurrency of the TRON blockchain. Users lock up TRX tokens as collateral to mint USDJ stablecoins. The collateralization ratio ensures that there are sufficient assets to support the value of the stablecoin. Moreover, the system employs various mechanisms, including automatic liquidations of undercollateralized positions, to maintain the stable value of USDJ. Disclaimer. This article is for informational purposes only and should not be viewed as an endorsement by CoinIdol. They are not a recommendation to buy or sell cryptocurrency. Readers should do their research before investing in funds. Source: https://coinidol.com/usdj-usdj-token/

Author: BitcoinEthereumNews

2025/08/26

Aave reaches $41.1 billion TVL record, equivalent to being the 54th largest US bank

Aave reaches $41.1 billion TVL record, equivalent to being the 54th largest US bank

The post Aave reaches $41.1 billion TVL record, equivalent to being the 54th largest US bank appeared on BitcoinEthereumNews.com. Aave reached an all-time high total value locked (TVL) of $41.1 billion on Aug. 24, positioning the decentralized lending protocol as the equivalent of the 54th largest US commercial bank by total deposits based on Federal Reserve data as of Jun. 30. The money market protocol would replace the Prosperity Bank, which has $38.4 billion in deposits, and would fall just $300 million short of surpassing Bank OZK. Considering the Fed lists 2,156 commercial banks in the US, Aave’s size is enough to place it among the top 2.5% largest banks in the country. DefiLlama data showed that including Aave’s outstanding borrows of $28.9 billion as of Aug. 24 would raise the combined figure to $71.1 billion. The borrowing volume was just below the all-time high of $29.1 billion recorded on Aug. 13. The TVL increased by the borrows would be enough to place Aave among the 37th largest US commercial banks, a 1.7% group. Aave founder Stani Kulechov said in an Aug. 24 social media post: “Aave Protocol is like the 37th-largest bank, except it isn’t a bank, but a network any financial institution can plug into to unlock non-Fed–correlated yield.” Dominance in lending The money market protocol controlled approximately 50% of the DeFi lending market’s total TVL as of Aug. 24, commanding a dominant position within the $81.5 billion lending sector. The percentage indicates that Aave’s TVL is equivalent to the combined TVL of all other money markets. The protocol is nearly 6x larger than its closest rival, Morpho, which holds just $7 billion in deposits. Aave achieved multiple records last week amid strong DeFi lending sector performance. The protocol reached $3 trillion in cumulative deposits on Aug. 15 while surpassing $29 billion in active loans on Aug. 13. The AAVE token is following the protocol’s fundamentals. Since recording…

Author: BitcoinEthereumNews

2025/08/26

Aptos’ APT Falls 4% as Crypto Markets Retreat

Aptos’ APT Falls 4% as Crypto Markets Retreat

The post Aptos’ APT Falls 4% as Crypto Markets Retreat appeared on BitcoinEthereumNews.com. Aptos’ APT fell 4% over the 24-hour trading period, fluctuating within a 10% range, according to CoinDesk Research’s technical analysis model. The token made a session high of $4.80 and a low of $4.38, initially advancing to $4.80 before declining sharply to $4.43 by morning hours, then consolidating around $4.45 with modest recovery indicators in the final trading hour, the model showed. Significant volume-backed support materialized around the $4.38-$4.41 price zone, where institutional buying emerged, with the final hour demonstrating recovery momentum toward $4.45, suggesting potential market stabilization following the 9% decline from peak to trough, according to the model. The drop in APT came as the wider crypto market also fell, with the broader market gauge, the Coindesk 20, down 3.2%. In recent trading, Aptos was 3.7% lower over 24 hours, trading around $4.43. On the news front, the EXPO2025 digital wallet, powered by Aptos, had half a million new accounts and 4.4 million transactions, according to a recent post on X. Meanwhile, DeFi lending protocol Aave recently launched on Aptos. This marked Aave’s first-ever deployment on a non-EVM (Ethereum Virtual Machine) compatible blockchain. Technical Analysis: Exceptional trading volume of 6.6 million during 19:00 hour supported initial rally, followed by sustained volume support around $4.38-$4.41 price zone. Clear ascending channel formation with successive higher lows at $4.39, $4.42, and $4.45 levels during the recovery phase. Three distinct volume-driven rallies during the final hour breakout above $4.41 resistance level. Strong institutional buying interest emerged at $4.38-$4.41 zone, establishing key support following 9% decline from peak. The next psychological resistance level was identified at $4.50 following a successful breakout above $4.41. Disclaimer: Parts of this article were generated with the assistance from AI tools and reviewed by our editorial team to ensure accuracy and adherence to our standards. For more information,…

Author: BitcoinEthereumNews

2025/08/26

Don’t Make This Mistake: The Tokens Everyone Will Regret Abandoning This Bull Season

Don’t Make This Mistake: The Tokens Everyone Will Regret Abandoning This Bull Season

The post Don’t Make This Mistake: The Tokens Everyone Will Regret Abandoning This Bull Season appeared on BitcoinEthereumNews.com. A handful of cryptos may be set to surprise everyone this year. Many have rushed to sell or ignore them, but some signals hint at a possible turnaround. These tokens, left behind by most, might become the focus as the market shifts. Attention to forgotten assets could be the key as the bull run gains speed. Toncoin’s Road Ahead: Fast Rails, Big Dreams, Bold Prices Toncoin powers The Open Network, an online rail first built by Telegram in 2018. After a court halt in 2020, volunteers renamed it and kept coding. The coin now runs on a stake-based system that speeds up checks and cuts power use. Users can send cash-like transfers in seconds and pay only tiny fees. Plans reach far beyond payments: cloud storage, friendly names, private surfing, and small apps can all sit on the same chain. This wide vision gives Toncoin a lively, growing crowd of fans and builders. Price watchers see wide moves ahead. Models that follow bitcoin’s halving rhythm place Toncoin near $6.45 at the low and $30.30 at the high in 2025, a jump of over threefold from today. Later years swing, with lows of $5.39–$16.27 and highs of $12.04–$40.52 through 2030, yet the top calls stay well above current levels. In a market where older coins fight to stay fresh, TON’s fresh code and busy updates stand out. If the network keeps adding tools, those bold targets may look less like dreams and more like milestones. $XYZ Unlocks the G.O.A.T. Status, Early Investors Positioned for Massive ROI XYZVerse ($XYZ) has brought a brand-new concept to the memecoin niche by blending the excitement of sports with the fast-moving energy of crypto. Designed for hardcore fans of football, basketball, MMA, and esports, this project goes beyond just being another token—it’s a growing community built…

Author: BitcoinEthereumNews

2025/08/26

If you put $1,000 into Ethereum in 2017, here’s how much you’d have now

If you put $1,000 into Ethereum in 2017, here’s how much you’d have now

Ethereum taught investors that small bets on innovative projects can become life-changing fortunes. With Ethereum now a “blue chip,” many investors are chasing smaller opportunities with bigger upside. MAGACOIN FINANCE is attracting this wave with its cultural branding, expanding global community, and audited contracts that inspire investor confidence. In 2017, Ethereum was still fighting for […] The post If you put $1,000 into Ethereum in 2017, here’s how much you’d have now appeared first on CoinJournal.

Author: Coin Journal

2025/08/26

Dogecoin (DOGE) Breaks Key Level Targeting $0.30 Before September, While Mutuum Finance (MUTM) Gains Whale Attention

Dogecoin (DOGE) Breaks Key Level Targeting $0.30 Before September, While Mutuum Finance (MUTM) Gains Whale Attention

As Dogecoin (DOGE) breaks through a major resistance and heads towards the $0.30 area prior to September, a new wave is catching the attention of crypto whales: Mutuum Finance (MUTM). Current investors are anticipating a minimum of 300% ROI in listing. Mutuum Finance (MUTM) has broken above $14.83 million and has over 15700 investors to […]

Author: Cryptopolitan

2025/08/26

Sharps Tech’s Bold $400M Leap Into Web3

Sharps Tech’s Bold $400M Leap Into Web3

The post Sharps Tech’s Bold $400M Leap Into Web3 appeared on BitcoinEthereumNews.com. A surprising and significant development is unfolding at the intersection of traditional finance and the rapidly evolving world of cryptocurrency. Sharps Tech, a company primarily known for its medical device and pharmaceutical packaging solutions, is making headlines with an ambitious plan. The firm aims to raise a staggering $400 million to establish a dedicated Solana treasury. This pioneering move marks a fascinating convergence of established industry with the dynamic Web3 ecosystem. What’s Driving This Pioneering Solana Treasury Initiative? The news, initially reported by Unfolded via X, highlights Sharps Tech’s intent to build a substantial treasury based on the high-performance Solana blockchain. This isn’t just a speculative venture; it’s a strategic financial maneuver backed by significant players in the crypto investment space. Two prominent crypto investment firms, ParaFi and Pantera Capital, are reportedly supporting this bold undertaking, lending considerable weight to the project. This initiative represents more than just a capital raise. It signifies a growing trend where traditional companies explore the tangible benefits of blockchain technology beyond simple payment processing. For Sharps Tech, establishing a Solana treasury could offer several compelling advantages: Enhanced Financial Management: Leveraging blockchain for treasury operations can introduce greater transparency, efficiency, and potentially lower administrative costs compared to traditional systems. Strategic Diversification: Adding digital assets to a corporate treasury provides an alternative to conventional holdings, potentially hedging against inflation or offering new growth avenues. Innovation Leadership: By embracing cutting-edge blockchain technology, Sharps Tech positions itself as an innovator, attracting talent and potentially new business opportunities within the Web3 landscape. Access to DeFi Opportunities: A well-managed Solana treasury could potentially participate in decentralized finance (DeFi) protocols, seeking yield on assets, though this would involve careful risk assessment. Why Choose Solana for a Corporate Solana Treasury? The selection of Solana for such a significant corporate treasury is particularly…

Author: BitcoinEthereumNews

2025/08/26

Ethereum Price Breaks 2021 Highs, Crypto Whales Are Making Big Moves In These 2 Altcoins

Ethereum Price Breaks 2021 Highs, Crypto Whales Are Making Big Moves In These 2 Altcoins

The Ethereum Price has pushed through its 2021 high, and the move has shaken up the market. Traders are excited, but it’s not just retail piling in—large wallets have been quietly adjusting positions too. ETH still sets the pace for most of the altcoin market, yet the spotlight is also shifting toward AAVE and Layer […]

Author: Cryptopolitan

2025/08/26

Best Crypto Presale Pepeto Positions to Outshine Little Pepe in the Next Bull Run

Best Crypto Presale Pepeto Positions to Outshine Little Pepe in the Next Bull Run

How many investors will wish they bought Pepeto before the next bull run begins?

Author: The Cryptonomist

2025/08/26

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