Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14068 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Your Golden Window Before the Market Pumps — Accumulate These 3 Assets Now

Your Golden Window Before the Market Pumps — Accumulate These 3 Assets Now

Many see a rare moment before a coming surge. Certain assets have quietly moved under the radar while the market prepares for a jump. Some analysts point to three coins that show strong signals right now. Looking at the data and trends, these picks may not stay at these prices for long. Discover which names [...] The post Your Golden Window Before the Market Pumps — Accumulate These 3 Assets Now appeared first on Blockonomi.

Author: Blockonomi
Best Cryptocurrencies to Invest as Fed Chair Hints at a Rate Cut in September

Best Cryptocurrencies to Invest as Fed Chair Hints at a Rate Cut in September

As the Federal Reserve signals a potential rate cut this September, the cryptocurrency market is bracing for a wave of renewed momentum. Investors are now looking for coins with high potential to invest in. Among the tokens drawing attention are Mutuum Finance (MUTM) and Ripple (XRP). MUTM is in presale stage 6 at $0.035.  In […]

Author: Cryptopolitan
Best DeFi Token Under $0.05? Analysts Call This Cheap Altcoin the Next Aave-Level Growth Story

Best DeFi Token Under $0.05? Analysts Call This Cheap Altcoin the Next Aave-Level Growth Story

The post Best DeFi Token Under $0.05? Analysts Call This Cheap Altcoin the Next Aave-Level Growth Story appeared first on Coinpedia Fintech News In every market cycle, certain tokens define an era by delivering staggering returns to early backers. In the last bull run, Aave (AAVE) became a leader in decentralized finance (DeFi), transforming modest investments into substantial fortunes as its price exploded. Now, with AAVE stabilizing among top DeFi protocols, analysts are pointing to Mutuum Finance (MUTM), …

Author: CoinPedia
PBOC sets USD/CNY reference rate at 7.1161 vs. 7.1321 previous

PBOC sets USD/CNY reference rate at 7.1161 vs. 7.1321 previous

The post PBOC sets USD/CNY reference rate at 7.1161 vs. 7.1321 previous appeared on BitcoinEthereumNews.com. On Monday, the People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead at 7.1161 as compared to the previous day’s fix of 7.1321 and 7.1551 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-71161-vs-71321-previous-202508250129

Author: BitcoinEthereumNews
Dogecoin (DOGE) Price Stalls Near $0.22, While Whales Accumulate This New Crypto for 25x Potential

Dogecoin (DOGE) Price Stalls Near $0.22, While Whales Accumulate This New Crypto for 25x Potential

The post Dogecoin (DOGE) Price Stalls Near $0.22, While Whales Accumulate This New Crypto for 25x Potential appeared first on Coinpedia Fintech News Dogecoin (DOGE) has been trading road‑guarded in the $0.22 range for months, slowly drifting sideways through much of 2024 and 2025 with no sustained breakout in sight. Despite occasional rebounds, such as a move up from the $0.188 low earlier this year, the memecoin has remained stuck between long-standing resistance and support levels, a setup …

Author: CoinPedia
China set its strongest yuan fix since January after the U.S. dollar dropped

China set its strongest yuan fix since January after the U.S. dollar dropped

The post China set its strongest yuan fix since January after the U.S. dollar dropped appeared on BitcoinEthereumNews.com. China’s central bank pushed the yuan’s daily reference rate stronger on Monday than it has since January, reacting fast after Jerome Powell’s Jackson Hole speech sent the dollar sliding. The People’s Bank of China (PBOC) set the fix at 7.1161 per dollar, down from 7.1321 on Friday, the firmest level since November. According to Bloomberg, the dollar weakened after Powell left the door open for rate cuts, saying the labor market is showing signs of strain even though inflation still hasn’t cooled completely. The Dollar Spot Index fell 0.8% following his remarks. The onshore yuan gained slightly, trading at 7.1605 per dollar, after hitting 7.1593, its highest level since late July. But while the reference rate got stronger, the yuan lost ground against a broader set of currencies. Bloomberg’s gauge tracking China’s currency versus major peers showed a decline early in the session, even with Monday’s firmer fix. The fixing dropped below 7.12 for the first time since last November, a sign officials may be responding more aggressively to the greenback’s retreat and trying to keep the yuan stable amid renewed global pressure. Beijing pumps liquidity into market to calm bond stress The PBOC also moved aggressively to pump cash into the system this month. Beijing added 600 billion yuan ($84 billion) through a mix of one-year Medium-Term Lending Facility loans and three- and six-month outright reverse repos. Bloomberg’s tally showed this was the largest monthly liquidity injection since January. The injection came as yields surged in the latest 30-year government bond auction, with investors demanding the highest payouts since December. As the central bank added cash, China’s overnight repo rate fell to 1.35%, dropping seven basis points. Futures tied to 30-year government bonds also jumped as much as 0.7%, their strongest one-day rise since April. The goal is to…

Author: BitcoinEthereumNews
The Week Ahead: Crypto Markets Brace for Nvidia Earnings and Fed Inflation Data

The Week Ahead: Crypto Markets Brace for Nvidia Earnings and Fed Inflation Data

TLDR Nvidia reports quarterly earnings Wednesday with investors watching AI demand growth and China trade policy impacts Federal Reserve’s preferred inflation measure (PCE) releases Friday, could influence September rate cut decision Fed Chair Powell’s dovish Jackson Hole comments boosted rate cut expectations above 80% for September meeting Rate-sensitive sectors like homebuilders and banks rallied strongly [...] The post The Week Ahead: Crypto Markets Brace for Nvidia Earnings and Fed Inflation Data appeared first on CoinCentral.

Author: Coincentral
The Best Crypto Under $0.7? Investors Predict This Token Will Outperform DOGE and PEPE in 2026

The Best Crypto Under $0.7? Investors Predict This Token Will Outperform DOGE and PEPE in 2026

The post The Best Crypto Under $0.7? Investors Predict This Token Will Outperform DOGE and PEPE in 2026 appeared on BitcoinEthereumNews.com. The post The Best Crypto Under $0.7? Investors Predict This Token Will Outperform DOGE and PEPE in 2026 appeared first on Coinpedia Fintech News Every bull market has its standout tokens, and investors are already positioning for which cryptocurrencies could deliver the biggest returns in 2026. Dogecoin (DOGE) and Pepe (PEPE) have shown how meme-driven momentum can turn small allocations into life-changing gains. But with their growth trajectories slowing, many traders are turning their attention to Mutuum Finance (MUTM), a DeFi token under $0.04 that combines affordability with real utility. Dogecoin (DOGE) Dogecoin started as a meme but quickly grew into a cultural icon. Trading today near $0.22, DOGE still holds a spot among the top cryptocurrencies by market capitalization. Its early breakout remains legendary, rising from fractions of a cent to over $0.70 in 2021.  While it continues to be powered by community enthusiasm and celebrity endorsements, DOGE has yet to transition into a utility-driven asset, which has limited its upside compared to newer tokens. Pepe (PEPE) Pepe (PEPE) entered the market in 2023 and rapidly gained attention as one of the most talked-about meme coins. Currently priced near $0.00001, its early surge turned tiny investments into five-figure wins almost overnight.  However, much like DOGE, Pepe has struggled to maintain long-term growth. Without a sustainable utility model, it has largely remained a high-volatility trading token rather than an asset built for consistent expansion. Mutuum Finance (MUTM)  Mutuum Finance is a decentralized, non-custodial liquidity protocol built to give users complete control over their assets. Currently in Phase 6 of its presale at $0.035, with a confirmed listing price of $0.06, MUTM has already raised $14.75 million from more than 15,550 holders, offering early investors immediate upside even before factoring in its long-term growth potential. The platform operates through two models:…

Author: BitcoinEthereumNews
Inside the Aave – WLFI proposal: Rumors, revenue sharing, and governance?

Inside the Aave – WLFI proposal: Rumors, revenue sharing, and governance?

The post Inside the Aave – WLFI proposal: Rumors, revenue sharing, and governance? appeared on BitcoinEthereumNews.com. Key Takeaways Aave is weighing a partnership with the World Liberty Financial (WLFI). This would give its DAO a share of WLFI tokens and revenues, something that has fueled a debate due to Trump family ties and unclear terms.  A proposal tied to World Liberty Financial (WLFI) is stirring debate in the DeFi space. Especially as fresh details surface around its potential partnership with Aave. Rumors around the Aave-WLFI proposal The plan, first floated in October 2024, suggests that Aave’s governing DAO could secure 7% of WLFI’s governance token supply, along with 20% of revenues from WLFI’s deployment on Aave v3. Now, the move has fueled speculation over token allocations and raised questions. Particularly given WLFI’s high-profile backing from members of U.S President Donald Trump’s family. Over the weekend, Aave founder Stani Kulechov also described this new partnership proposal as “the art of the deal,” emphasizing its potential to expand the ecosystem. However, uncertainty around the details caused volatility in AAVE’s price, with the same dipping from around $385 to as low as $339, before stabilizing at $346.68 at press time. Simply put, this episode saw the token’s value drop by over 3% on the charts.  Rumors that Aave would directly receive 7% of WLFI’s token supply further accelerated the uncertainty around the token and its position in the market.  What’s the reality? Fir its part though, the WLFI team later clarified that this was “false.” The team explained instead that AaveDAO will earn 20% of fees from WLFI’s Aave v3 instance, plus around 7% of WLFI tokens for governance, liquidity mining, and decentralization. According to Colin Wu, the proposal has already cleared AaveDAO governance and has been ratified by WLFI. For context, the plan centers on launching a dedicated WLFI Aave v3 instance to provide stablecoin liquidity for ETH…

Author: BitcoinEthereumNews
RWA Projects, Emerging Meme Wave and 2025 DePIN King – Prime Narratives for This Bull Run Disclosed

RWA Projects, Emerging Meme Wave and 2025 DePIN King – Prime Narratives for This Bull Run Disclosed

Big changes are shaping the next market surge. Fresh ideas are gaining attention, including new uses for real-world assets, a rise in playful tokens, and the next leader in decentralized tech. These trends are standing out from the crowd. Why are they catching so much hype—and what do they promise for those chasing the next [...]]]>

Author: Crypto News Flash